Tata Capital IPO 2025: Date, Price, GMP, Allotment & Listing [Live Updates]

Tata Capital IPO opens on October 6, 2025 and closes on October 8, 2025. The price band is set at ₹310-326 per share with a lot size of 46 shares. This is India's largest NBFC IPO with an issue size of ₹15,511.87 crores. Check complete details on dates, GMP, subscription status, allotment, and listing information.

📋 Tata Capital IPO Quick Summary

IPO Opens: October 6, 2025

IPO Closes: October 8, 2025

Price Band: ₹310 - ₹326 per share

Lot Size: 46 shares

Minimum Investment: ₹14,996 (Retail)

Issue Size: ₹15,511.87 crores

Issue Type: Book Built Issue (Fresh Issue + OFS)

Listing Date: October 13, 2025 (Tentative)

Listing On: BSE, NSE

Registrar: MUFG Intime India Pvt. Ltd.

🔥 Tata Capital IPO GMP Today (Grey Market Premium)

The Tata Group brand and strong NBFC fundamentals are driving steady demand. Moderate GMP reflects the large issue size and OFS component, but institutional interest remains strong given Tata Capital's market position and growth prospects.

📱 Apply for Tata Capital IPO via IPO Ji App - Get real-time GMP updates, instant allotment status notifications, and apply in just 2 minutes with UPI!

📅 Tata Capital IPO Timeline & Important Dates

💰 Tata Capital IPO Price Band & Lot Size

Price Band

• Lower Price: ₹310 per share
• Upper Price: ₹326 per share
• Face Value: ₹10 per share

Lot Size & Investment

Note: Retail investors can apply for a minimum of 1 lot (46 shares) and a maximum of 13 lots (598 shares).

🏢 About Tata Capital Limited

Tata Capital Limited (TCL) is a diversified financial services company and a subsidiary of Tata Sons Private Limited. TCL operates as a non-banking financial company (NBFC) in India, offering a wide range of financial products and services to retail, corporate, and institutional customers.

Key Offerings

Lending Business:

• Consumer Finance: Personal loans, home loans, car loans, two-wheeler loans
• Commercial Finance: SME loans, working capital loans, equipment finance
• Corporate Finance: Structured finance, project finance, debt syndication

Non-Lending Business:

• Distribution of third-party products (insurance, credit cards)
• Wealth management services for HNIs and retail clients
• Private equity business

Key Highlights

✅ 25+ Lending Products catering to diverse customer segments

✅ 1,516 Branches across 1,109 locations in 27 States and Union Territories (as of June 30, 2025)

✅ Part of Tata Group - Strong brand value and trust

✅ Diversified Portfolio - Retail, SME, and corporate lending

✅ Digital-First Approach - Strong technology infrastructure

💼 Tata Capital IPO Details

Issue Structure

📈 Tata Capital Financial Performance

Key Insight: Tata Capital's revenue increased by 56% and profit after tax (PAT) rose by 10% between FY 2024 and FY 2025, indicating strong growth momentum in the NBFC sector.

Note: All amounts in ₹ Crore. Data based on Restated Consolidated Financial Statements.

📊 Tata Capital IPO Key Performance Indicators (KPIs)

As of March 31, 2025

📊 Tata Capital IPO - Pre vs Post IPO Valuation

Note: Post-IPO EPS improves to ₹9.81 due to fresh capital infusion, while P/E ratio becomes more attractive at 33.24x.

🎯 Tata Capital IPO Reservation & Quota

Share Allocation

Total Shares Offered: 47,58,24,280 equity shares

⚓ Tata Capital IPO Anchor Investors

Anchor Bid Date: October 3, 2025

Amount Raised: ₹4,641.83 crores from anchor investors

Shares Offered to Anchors: 14,23,87,284 shares (29.92% of total issue)

Lock-in Period: 30 days from the date of allotment

Detailed anchor investor list will be updated after anchor bidding closes on October 3, 2025

🎯 Objects of the Issue (Use of IPO Proceeds)

Tata Capital proposes to utilize the Net Proceeds from the Fresh Issue towards the following objectives:

1. Augmenting Capital Base - To meet future capital requirements arising out of growth in business
2. General Corporate Purposes - As may be approved by the Board of Directors

Note: The Offer for Sale (OFS) proceeds will go to the selling shareholders and not to the company.

✅ Tata Capital IPO Strengths & Risks

Strengths

✅ Tata Group Brand - Part of India's most trusted business conglomerate
✅ Diversified Business Model - Multiple revenue streams across lending and non-lending segments
✅ Pan-India Presence - 1,516 branches across 1,109 locations
✅ Strong Asset Quality - Robust credit appraisal and risk management systems
✅ Digital Infrastructure - Technology-driven operations for efficiency
✅ Experienced Management - Strong leadership team with deep industry expertise
✅ Growing NBFC Sector - Beneficiary of India's credit growth story

Risks

⚠️ Regulatory Risks - Subject to RBI regulations for NBFCs
⚠️ Asset Quality Risks - Exposure to credit risk and NPAs
⚠️ Competition - Intense competition from banks and other NBFCs
⚠️ Economic Slowdown - Business performance linked to economic cycles
⚠️ Interest Rate Risk - Exposure to interest rate fluctuations
⚠️ OFS Component - 56% of issue is OFS (no fresh capital for company)
⚠️ Valuation - Premium pricing compared to peers

🏦 Tata Capital IPO Registrar & Lead Managers

Registrar

MUFG Intime India Pvt. Ltd.
Phone: +91-22-4918 6270
Email: tatacapital.ipo@in.mpms.mufg.com
Website: https://linkintime.co.in/Initial_Offer/public-issues.html

Lead Managers

1. Kotak Mahindra Capital Co. Ltd.
2. BNP Paribas
3. Citigroup Global Markets India Pvt. Ltd.
4. HDFC Bank Ltd.
5. HSBC Securities & Capital Markets (India) Pvt. Ltd.
6. ICICI Securities Ltd.
7. IIFL Capital Services Ltd.
8. JP Morgan India Pvt. Ltd.
9. SBI Capital Markets Ltd.
10. Axis Capital Ltd.

📝 How to Apply for Tata Capital IPO

Method 1: Apply via IPO Ji App (Recommended - Fastest)

1. Download IPO Ji App from Google Play Store or App Store
2. Add Accounts (One-Time Process)
3. Select "Tata Capital IPO"
4. Enter number of lots
5. Submit UPI mandate
6. Approve UPI request on your UPI app
7. Done! Application submitted in 2 minutes

Method 2: Apply via Broker (Zerodha, Upstox, Groww, etc.)

1. Login to your broker's app/website
2. Go to IPO section
3. Select "Tata Capital IPO"
4. Enter bid details and UPI ID
5. Approve UPI mandate
6. Application submitted

Method 3: Apply via Net Banking (ASBA)

1. Login to your bank's net banking
2. Go to IPO/ASBA section
3. Select "Tata Capital IPO"
4. Enter bid details
5. Submit application

🎲 Tata Capital IPO Allotment Status & Process

Allotment Timeline

• Basis of Allotment Date: October 9, 2025 (Thursday)
• Credit to Demat Account: October 10, 2025 (Friday)
• Refund Initiation: October 10, 2025 (Friday)

How to Check Allotment Status

Method 1: Via Registrar Website

1. Visit: https://linkintime.co.in/Initial_Offer/public-issues.html
2. Select "Tata Capital IPO"
3. Enter PAN or Application Number
4. Click "Submit"
5. View allotment status

Method 2: Via IPO Ji App

1. Open IPO Ji App
2. Go to "Allotment Status"
3. Select "Tata Capital IPO"
4. Enter PAN
5. View status instantly

Method 3: Via BSE/NSE Website

• BSE: https://www.bseindia.com/investors/appli_check.aspx
• NSE: https://www.nseindia.com/products/dynaContent/equities/ipos/ipo_login.jsp

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