Tata Capital IPO 2025: Price Band, Dates, Lot Size, Subscription & All Details
The much-awaited Tata Capital IPO is finally here! Tata Capital Limited, a leading non-banking financial company (NBFC) from the Tata Group, is set to launch its mega IPO worth ₹16,000 crore (approx.) in October 2025. The IPO will be a mix of fresh issue and offer for sale (OFS) by Tata Sons and International Finance Corporation (IFC).
For retail investors, HNIs, and institutional buyers, this is one of the biggest IPOs of 2025. If you are planning to invest, here’s everything you need to know about the Tata Capital IPO price band, dates, lot size, subscription, allotment, and listing.
Tata Capital IPO Details
- IPO Opening Date: October 6, 2025 (Monday)
- IPO Closing Date: October 8, 2025 (Wednesday)
- Anchor Investors Allotment: October 3, 2025
- Issue Size: ₹16,000 crore approx. (Fresh + OFS)
- Fresh Issue: 21 crore shares
- Offer for Sale (OFS): 26.58 crore shares
- Tata Sons: 23 crore shares
- IFC: 3.58 crore shares
- Price Band: ₹310 – ₹326 per equity share
- Face Value: ₹10 per share
- Lot Size: 46 shares per lot
- Minimum Investment (Retail): ₹14,996
- Retail Quota: 35%
- NII Quota: 15%
- QIB Quota: 50%
- Shareholder Quota: ❌ Not Available
- Employee Reservation: 12 lakh shares
- Tentative Allotment Date: October 9, 2025
- Refunds Initiation: October 10, 2025
- Credit to Demat: October 10, 2025
- Listing Date (BSE & NSE): October 13, 2025 (Monday)
Apply seamlessly through IPO Ji
Tata Capital IPO Forms & Application Amount
- Retail Form Size: 36,11,272
- HNI Small Form: 36,850
- HNI Big Form: 73,699
With a market lot of 46 shares per application, the minimum retail investment stands at ₹14,996.
Tata Capital Financial Performance
Tata Capital has shown consistent growth over the past years, making it one of the strongest NBFC IPOs in recent times.
- Revenue FY25: ₹28,313 crore (vs ₹18,175 crore in FY24)
- PAT FY25: ₹3,655 crore (vs ₹3,327 crore in FY24)
- Customer Base: Over 7 million as of March 31, 2025
- Offerings: Personal loans, home loans, SME loans, business finance, insurance distribution, wealth management, credit cards, private equity fund management.
Tata Capital IPO Objectives
The net proceeds from the fresh issue will be used to:
- Enhance Tier-1 capital adequacy ratio.
- Support future lending requirements.
- Meet RBI’s mandate for listing upper-layer NBFCs.
Tata Capital Shareholding Pre & Post IPO
- Tata Sons: Currently holds 88.6% stake. Selling 23 crore shares via OFS.
- IFC (International Finance Corporation): Holds 1.8% stake. Selling 3.58 crore shares.
Tata Capital IPO Peer Comparison
According to the Red Herring Prospectus (RHP), listed peers include:
Bajaj Finance Ltd – P/E 37.8
Shriram Finance Ltd – P/E 300.3
Cholamandalam Investment & Finance – P/E 31.5
L&T Finance Ltd – P/E 23.1
Sundaram Finance Ltd – P/E 26.9
HDB Financial Services Ltd – P/E 28.1
This comparison highlights Tata Capital’s positioning among top NBFC players in India.
Why is Tata Capital IPO Important?
First Tata Group NBFC IPO.
RBI mandate requires upper-layer NBFCs to be listed within 3 years of classification (Tata Capital was classified in Sept 2022).
Huge investor interest expected due to Tata brand trust and strong financials.
Large IPO size (₹16,000 crore) makes it one of the biggest IPOs of 2025.
Tata Capital IPO: Key Dates to Remember
How to Apply for Tata Capital IPO via IPO Ji?
Applying for IPOs is now super easy with IPO Ji App.
- Download IPO Ji App: Android | iOS
- Register & Login with your details.
- Select Tata Capital IPO from the live IPO list.
- Select lot size & bid price.
- Complete UPI mandate for payment.
- Submit your IPO application in just one click!
Tata Capital IPO: Grey Market Premium (GMP)
The Tata Capital IPO GMP (Grey Market Premium) will be updated daily closer to the subscription date. Stay tuned on IPO Ji for the latest GMP trends.
Tata Capital IPO – Should You Invest?
- Strengths:
- Backed by Tata Group, trusted brand value.
- Strong financial performance with rising profits.
- Wide product portfolio across retail, SME, and corporate lending.
- Compliance with RBI’s NBFC listing mandate.
- Risks:
- Competitive NBFC sector with established players.
- Sensitive to RBI’s interest rate and credit policies.
Overall, the Tata Capital IPO looks promising for long-term investors looking for exposure in the growing NBFC sector.
The Tata Capital IPO 2025 is one of the most awaited public issues of the year, opening for subscription from October 6 to 8, 2025 with a price band of ₹310–₹326. Backed by strong fundamentals and Tata Group’s legacy, this IPO is expected to attract huge investor interest.
Stay updated on Tata Capital IPO GMP, subscription status, and allotment details exclusively on IPO Ji.
