IPO

Dar Credit and Capital Limited IPO

NSE SME

Offer Date: May 21, 2025 - May 23, 2025

Exp. Premium: 11-12 (18.33%)

₹ 120000 /2000 Shares

*Expected Premium provided in this app is derived from market rumors. It is not a guaranteed indicator of the actual listing price and should be interpreted with caution.

Dar Credit and Capital IPO Details

21 May, 2025

Open Date

23 May, 2025

Close Date

26 May, 2025

Allotment Date

28 May, 2025

Listing Date

Issue Price

₹57-60 per equity share

Face Value

₹10 Per Equity Share

Listing at Group

NSE SME

Registrar

Kfin Technologies Limited

Market Lot

2000 Shares (₹120,000/-)

Lead Manager

GYR Capital Advisors Private Limited

Issue Size

42,76,000 shares(aggregating up to ₹25.66 Cr)

Retail Portion

35%

Subscription

N/A times

IPO Docs

DRHP RHP

Dar Credit and Capital IPO Details


Dar Credit and Capital Limited IPO is an SME IPO, priced at ₹57-60 per equity share. The equity shares have a face value of ₹10 Per Equity Share each and will be listed on the NSE SME platform. The IPO comprises a total issue of 42,76,000 equity shares, aggregating up to ₹25.66 crores..

The IPO bidding window is open from May 21, 2025 to May 23, 2025. The allotment is expected to be finalized on May 26, 2025, and the tentative listing date is May 28, 2025.

The minimum lot size for retail investors is 2000 shares, with a minimum investment of ₹1,20,000. For HNIs, the minimum application size is 2 lots , amounting to ₹ 2,40,000.

GYR Capital Advisors Private Limited is acting as the lead manager to the issue. The registrar of the IPO is Kfin Technologies Limited, and Smc Global Securities Ltd will act as the market maker for this issue.

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Dar Credit and Capital Valuations

EPS Pre IPO

₹3.97/-

EPS Post IPO

₹4.59/-

P/E Pre IPO

15.12

P/E Post IPO

13.06

ROE

6.17%

ROCE

9.22%

Debt/Equity

2.51

RoNW

6.08%

PAT Margin

12.38

Price to Book Value

0.92

Dar Credit and Capital Company Financials All values are in ₹ Cr.

30-Jun-2431-Mar-2431-Mar-23
Assets230.1235.06186.79
Revenue10.1933.0125.57
Profit After Tax1.523.682.72
Net Worth66.3565.3462.15
Reserves & Surplus56.3555.3452.15
Total Borrowing159.25165.58120.45

About The Company

Established in 1994, Dar Credit and Capital Limited is a Non-Banking Finance Company (NBFC) that deals in three main categories of financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans.

The company provides credit facilities to low-income people, particularly class-four government employment personnel such as cleaners and peons working in municipalities.Furthermore, DCCL provides credit to small-scale shopkeepers and traders, with special emphasis on women entrepreneurs.As of September 30, 2024, DCCL had 35 operational locations in Rajasthan, Gujarat, West Bengal, Madhya Pradesh, Chhattisgarh, Bihar, and Jharkhand.

The loan portfolio of the company was moderately diversified, including 44.46% personal loans to individuals, 40.12% micro loans, 2.65% unsecured SME loans, and 12.76% secured MSME loans.

As of November 2024, the company had 223 employees.

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Dar Credit and Capital - Promoter(s)

Pre Issue Share Holding: %

Post Issue Share Holding: %


Company Promoter(s)
  1. Mr. Ramesh Kumar Vijay
  2. Mr. Rajkumar Vijay
  3. Mrs. Rakshita Vijay

Dar Credit and Capital IPO - Issue Objectives

  1. Augment the capital base of the Company
  2. General Corporate Purposes
  3. Issue Expenses

Other Details

Company Contact Details

Dar Credit and Capital

Business Tower, 206, AJC Bose Road, 6 th Floor, Unit No. 6B, Kolkata-700017

Phone: +91 9883847875

Email: co.secretary@darcredit.com

Website: https://www.darcredit.com/

Registrar Contact Details

Kfin Technologies Limited

Phone: 04067162222, 04079611000

Email: dccl.ipo@kfintech.com

Website: https://kosmic.kfintech.com/ipostatus/

Dar Credit and Capital IPO - FAQs

Ans. Dar Credit and Capital Limited IPO is a SME IPO. The issue is priced at ₹57-60 per equity share. The minimum order quantity is 2000 Shares. The IPO opens on May 21, 2025, and closes on May 23, 2025. Kfin Technologies Limited is the registrar for the IPO. The shares are proposed to be listed on NSE SME.

Ans. The Dar Credit and Capital Limited IPO opens on May 21, 2025 and closes on May 23, 2025.

Ans. The size of Dar Credit and Capital Limited IPO is 42,76,000 shares(aggregating up to ₹25.66 Cr).

Ans. The IPO price band is set between ₹57-60 per equity share.

Ans. To apply for Dar Credit and Capital Limited IPO IPO, follow the steps given below:

  • - Open the IPO Ji App or Website
  • - Find Dar Credit and Capital Limited IPO in the List of IPOs
  • - Press "Apply" Button
  • - Select Your Demat Account
  • - Select Your Shares Quantity and Submit
  • - Track Your IPO Status

Ans. The share allotment date of Dar Credit and Capital Limited IPO is May 26, 2025.

Ans. The Dar Credit and Capital Limited IPO will be listed on May 28, 2025.

Ans. Follow the steps to check the allotment status for Dar Credit and Capital Limited IPO here.