IPO

Dar Credit and Capital Limited IPO

NSE SME

Listed On: May 28, 2025 at ₹ 65.15

₹ 240000 /4000 Shares
*Min Investment

Check Allotment

21 May, 2025

Open Date

23 May, 2025

Close Date

26 May, 2025

Allotment Date

28 May, 2025

Listing Date
Expected Premium
+ ₹10-11 (16.67%)

*Expected Premium provided in this app is derived from market rumors. It is not a guaranteed indicator of the actual listing price and should be interpreted with caution.

Expected Premium
+ ₹10-11 (16.67%)
Dar Credit and Capital IPO Issue Details
  • Issue Price ₹57-60 per equity share
  • Face Value ₹10 Per Equity Share
  • Total Issue Size 42,76,000 shares(aggregating up to ₹25.66 crore)
  • Fresh Share 42,76,000 shares(aggregating up to ₹25.66 crore)
  • Listing at NSE SME
  • List Price 65.15
  • Listing Date 2025-05-28
  • Lead Manager GYR Capital Advisors Private Limited
  • Registrar Kfin Technologies Limited
Market Lot Size

Investors can bid for a minimum of 2000 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Retail Investors and HNI in terms of shares and amount.

ApplicationLotsSharesAmount
Retail (min)12000₹1,20,000
Retail(max)12000₹1,20,000
NII (min) 24,000₹2,40,000
Dar Credit and Capital IPO Documents
Dar Credit and Capital IPO Details


Dar Credit and Capital Limited IPO is an SME IPO, priced at ₹57-60 per equity share. The equity shares have a face value of ₹10 Per Equity Share each and will be listed on the NSE SME platform. The IPO comprises a total issue of 42,76,000 equity shares, aggregating up to ₹25.66 crores..

The IPO bidding window is open from May 21, 2025 to May 23, 2025. The allotment is expected to be finalized on May 26, 2025, and the tentative listing date is May 28, 2025.

The minimum lot size for Retail investors is 2000 shares, with a minimum investment of ₹1,20,000. For HNIs, the minimum application size is 2 lots , amounting to ₹ 2,40,000.

GYR Capital Advisors Private Limited is acting as the lead manager to the issue. The registrar of the IPO is Kfin Technologies Limited, and Smc Global Securities Ltd will act as the market maker for this issue.

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Dar Credit and Capital IPO Subscription Analysis And Details
Retail
104.73x
Total
106.08x
As onQIB / NIIRetailTotal
Shares Offered / Reserved8,12,000 / 6,10,00014,22,00028,44,000
Day 1 21-05-25 06:00 PM
1.65 / 3.90 x9.16 x5.89 x
Day 2 22-05-25 06:00 PM
2.65 / 16.81 x29.72 x19.22 x
Day 3 23-05-25 06:00 PM
31.29 / 208.79 x104.73 x106.08 x

Total No of Applications
79,455
Dar Credit and Capital Valuations
EPS Pre IPO ₹3.97/-
EPS Post IPO ₹4.59/-
P/E Pre IPO 15.12
P/E Post IPO 13.06
ROE 6.17%
ROCE 9.22%
Debt/Equity 2.51
RoNW 6.08%
PAT Margin 12.38
Price to Book Value 0.92
Dar Credit and Capital Company Financials
In Crs.
In Cr.
30-Jun-2431-Mar-2431-Mar-23
Assets230.1235.06186.79
Revenue10.1933.0125.57
Profit After Tax1.523.682.72
Net Worth66.3565.3462.15
Reserves & Surplus56.3555.3452.15
Total Borrowing159.25165.58120.45
About Dar Credit and Capital Company

Established in 1994, Dar Credit and Capital Limited is a Non-Banking Finance Company (NBFC) that deals in three main categories of financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans.

The company provides credit facilities to low-income people, particularly class-four government employment personnel such as cleaners and peons working in municipalities.Furthermore, DCCL provides credit to small-scale shopkeepers and traders, with special emphasis on women entrepreneurs.As of September 30, 2024, DCCL had 35 operational locations in Rajasthan, Gujarat, West Bengal, Madhya Pradesh, Chhattisgarh, Bihar, and Jharkhand.

The loan portfolio of the company was moderately diversified, including 44.46% personal loans to individuals, 40.12% micro loans, 2.65% unsecured SME loans, and 12.76% secured MSME loans.

As of November 2024, the company had 223 employees.

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Dar Credit and Capital - Promoter(s)

Mr. Ramesh Kumar Vijay

Mr. Rajkumar Vijay

Mrs. Rakshita Vijay

Pre Issue Share Holding : %

Post Issue Share Holding : %

Dar Credit and Capital IPO - Issue Objectives
1

Augment the capital base of the Company

2

General Corporate Purposes

3

Issue Expenses

Contact Details

Dar Credit and Capital

Business Tower, 206, AJC Bose Road, 6 th Floor, Unit No. 6B, Kolkata-700017

+91 9883847875

co.secretary@darcredit.com

https://www.darcredit.com/

Registrar Contact Details

Kfin Technologies Limited

04067162222, 04079611000

dccl.ipo@kfintech.com

https://kosmic.kfintech.com/ipostatus/