ESAF Small Finance Bank Limited IPO

ESAF Small Finance Bank Limited IPO is listed on BSE and NSE, priced at ₹57–₹60 per share. The stock debuted at ₹71, delivering a listing gain of 18.3%. The IPO had a lot size of ₹250 shares and a minimum investment of ₹15,000.

ESAF Small Finance Bank Limited IPO

Mainboard Listed
₹15,000 (250 Shares)
Minimum Investment
Check Allotment
IPO Dates
Nov 3, 2023 – Nov 7, 2023
Price band
₹57-60 per equity share
Minimum Investment
₹15,000
Issue size
Total ₹463 Cr : #Fresh Issue : [.] shares(aggregating up to ₹390.70 Cr) + #OFS : [.] shares of ₹10(aggregating up to ₹72.30 Cr)
Lot size
250
Allotment Date
Nov 9, 2023
Listing
Nov 10, 2023
Listing At
BSE, NSE

IPO timeline

  1. Nov 3, 2023

    Open Date

    Completed

  2. Nov 7, 2023

    Close Date

    Completed

  3. Nov 9, 2023

    Allotment Date

    Completed

  4. Nov 10, 2023

    Listing Date

    Completed

Price Summary

Last closing
30.15 (-49.75%)
52 week high
36.20
52 week low
19.78
Last update

ESAF Small Finance Bank Limited IPO Essentials

ESAF Small Finance Bank Limited IPO Details

ESAF Small Finance Bank Limited IPO is priced at ₹57-60 per share with a total issue size of Total ₹463 Cr : #Fresh Issue : [.] shares(aggregating up to ₹390.70 Cr) + #OFS : [.] shares of ₹10(aggregating up to ₹72.30 Cr). The IPO has a lot size of 250 shares and is listed on BSE and NSE.

Issue price
₹57-60 per equity share
Lot size
250 shares
Face value
₹10 Per Equity Share
Issue size
Total ₹463 Cr :
#Fresh Issue : [.] shares(aggregating up to ₹390.70 Cr) +
#OFS : [.] shares of ₹10(aggregating up to ₹72.30 Cr)
Listing at
BSE, NSE
List price
71.0(NSE)
Listing date
Registrar
Link Intime India Private Ltd
Lead manager
ICICI Securities Limited, Dam Capital Advisors Ltd (Formerly Idfc Securities Ltd, Nuvama Wealth Management Limited

ESAF Small Finance Bank Limited IPO Details

  • Retail Portion 35% (Number of Retail Applications: 1,04,852 Approx),
    (Number of S-HNI Applications : 1,070 Approx),
    (Number of B-HNI Applications : 2,140 Approx)

ESAF Small Finance Bank Limited IPO Documents

ESAF Small Finance Bank Limited IPO Analytics

ESAF Small Finance Bank Limited IPO category-wise subscription trends show day-wise participation across QIB, NII, and retail investors.

ESAF Small Finance Bank Limited IPO Subscription Status

ESAF Small Finance Bank Limited IPO subscription status shows demand across retail, NII, and QIB categories, helping investors understand overall participation trends.

The IPO subscription status indicates investor demand across categories.

As on QIB
NII
bHNI
sHNI
Retail Employee Total
Shares Offered / Reserved 15,016,669
11,262,500
7,508,333
3,754,167
26,279,167 2,283,653 77,366,987
Day 1 03-11-23 05:00 PM
0.90 x
2.44x
2.00x
3.31x
1.99 x 1.01 x 1.74 x
Day 2 06-11-23 05:00 PM
1.04 x
20.17x
19.07x
22.39x
7.90 x 2.40 x 8.31 x
Day 3 07-11-23 05:00 PM
173.52 x
84.37x
91.68x
69.74x
16.97 x 4.36 x 73.15 x
Total No. of Applications
category wise applications
16,23,614 (Approx) 15.45

ESAF Small Finance Bank Limited Valuations

Earnings

EPS (Post IPO)
₹6.73/-
P/E Ratio
8.94

Returns

RoNW
17.69%

Data sourced from DRHP / RHP • For educational purposes only

ESAF Small Finance Bank Limited Financials( In Crs.)

31-Mar-23 31-Mar-22 31-Mar-21
Assets 20,223.66 17,707.56 12,338.65
Revenue 3,141.57 2,147.51 1,768.42
Profit After Tax 302.33 54.73 105.40

ESAF Small Finance Bank Limited Company & Offer Insights

About ESAF Small Finance Bank Limited

ESAF is a Small Finance Bank mainly focusing on providing loans to rural and semi-urban customers. The Bank's products consist of (a) Micro Loans, (b) retail loans, (c) MSME loans; (d) loans to financial institutions; and (e) agricultural loans. As of March 2023, Bank has a network of 700 outlets, 743 customer service centers, 20 business correspondents and 481 business facilitators. The Bank has 581 ATM's located across 21 states of India.

Bank offers convenience banking through various digital platforms such as an internet banking portal, a mobile banking platform, SMS alerts, bill payments and RuPay branded ATM cum debit cards.

As of 31st March 2022, the Bank has provided employment to 4100 people.

ESAF Small Finance Bank Limited Promoter(s)

Kadambelil Paul Thomas, ESAF Financial Holdings Private Limited are the company's promoters of ESAF Small Finance Bank Limited.

ESAF Small Finance Bank Limited IPO Issue Objectives

The Net Proceeds are proposed to be utilized towards augmentation of the Bank's Tier-I capital base to meet the Bank's future capital requirements which are expected to arise out of growth in the Bank's assets, primarily the Bank's loans/advances and investment portfolio and to ensure compliance with regulatory requirements on capital adequacy prescribed by the RBI from time to time. The Bank expects to receive the benefits of listing the Equity Shares on the Stock Exchanges

ESAF Small Finance Bank Limited IPO - Anchor Investors

ESAF Small Finance Bank IPO: Anchor investors buy Rs 135 crore worth shares ahead of issue opening.

Total 11 investors participated in the anchor book, the part of qualified institutional buyers, including ACM Global Fund VCC, Founders Collective Fund, Ananta Capital Ventures Fund, Astorne Capital VCC, BNP Paribas Arbitrage, Copthall Mauritius Investment, and Alchemie Ventures Fund.

Further, Kotak Mahindra Life Insurance Company, Edelweiss Tokio Life Insurance Company, ICICI Prudential Life Insurance and SBI General Insurance also invested in the company via the anchor book.

ESAF Small Finance Bank Limited IPO - Peers Comparison

P/B Ratio P/E Ratio RoNW Revenue(in Cr.)
ESAF SFB 1.47 8.94 17.69% 3,141
CreditAccess Grameen 4.49 21.6 17.8% 3,487
Spandana Sphoorty 1.93 15.5 0.41% 1,329
Ujjivan SFB 2.57 8.26 31.4% 4,165
Bandhan bank Ltd 1.78 13.7 11.9% 15,905
Equitas SFB 2.00 13.9 12.2% 4,162
Suryoday SFB 1.04 14.0 5.03% 1,184

Contact Information

Frequently Asked Questions

Click any question to reveal the answer

ESAF Small Finance Bank Limited IPO is a book-built IPO worth ₹Total ₹463 Cr : #Fresh Issue : [.] shares(aggregating up to ₹390.70 Cr) + #OFS : [.] shares of ₹10(aggregating up to ₹72.30 Cr). The price band is ₹57–₹60 per share. The IPO opens on Nov 3, 2023 and closes on Nov 7, 2023. It will be listed on BSE and NSE. Link Intime India Private Ltd is the registrar.

The price band of ESAF Small Finance Bank Limited IPO is ₹57 to ₹60 per share.

The lot size of ESAF Small Finance Bank Limited IPO is 250 shares.

The minimum investment for ESAF Small Finance Bank Limited IPO is approximately ₹15,000 based on the upper price band .

ESAF Small Finance Bank Limited IPO opens on Nov 3, 2023 and closes on Nov 7, 2023.

The allotment date of ESAF Small Finance Bank Limited IPO is Nov 9, 2023.

ESAF Small Finance Bank Limited IPO is expected to be listed on Nov 10, 2023, on BSE and NSE .

ESAF Small Finance Bank Limited IPO listed on Nov 10, 2023. It was issued at ₹71.0(NSE) and is currently around ₹30.15 as on 14-May-2026 3:30 PM, which is approximately -49.8% versus issue price. The 52-week high is ₹36.20.

Based on listing and post-listing performance, ESAF Small Finance Bank Limited IPO delivered around -49.8% over issue price. Whether it was worth applying depends on your risk profile, allocation, and holding horizon.

To buy ESAF Small Finance Bank Limited IPO shares after listing, log in to your broker app (such as Zerodha, Angel One, Groww, Upstox, ICICI Direct), search the stock symbol, place a delivery/CNC order, and confirm quantity and price.

ESAF Small Finance Bank Limited IPO valuation snapshot: P/E 8.94, EPS ₹6.73/-, P/B N/A, RoNW 17.69%, and market cap N/A.

To apply for ESAF Small Finance Bank Limited IPO, open the IPO Ji app or website, select the IPO, choose your demat account, enter the quantity, and submit the application.

You can check the live subscription status of ESAF Small Finance Bank Limited IPO on IPO Ji or stock exchange websites. It shows real-time demand across retail, NII, and QIB categories.

Pre-apply allows investors to submit their IPO application before the bidding period starts. The order is placed automatically when the IPO opens.

If you pre-apply for ESAF Small Finance Bank Limited IPO, your order will be placed when the IPO bidding starts, and a UPI mandate request will be generated.

You can check ESAF Small Finance Bank Limited IPO allotment status on the registrar or stock exchange websites using your PAN or application number after allotment. You can also check the ESAF Small Finance Bank Limited IPO allotment status on IPO Ji for quick and easy access.