Go Digit General Insurance Limited IPO

Go Digit General Insurance Limited IPO is listed on BSE and NSE, priced at ₹258–₹272 per share. The stock debuted at ₹286, delivering a listing gain of 5.1%. The IPO had a lot size of ₹55 shares and a minimum investment of ₹14,960.

Go Digit General Insurance Limited IPO

Mainboard Listed
₹14,960 (55 Shares)
Minimum Investment
Check Allotment
IPO Dates
May 15, 2024 – May 17, 2024
Price band
₹258-272 per equity share
Minimum Investment
₹14,960
Issue size
₹2614.65 Cr
Lot size
55
Allotment Date
May 21, 2024
Listing
May 23, 2024
Listing At
BSE, NSE

IPO timeline

  1. May 15, 2024

    Open Date

    Completed

  2. May 17, 2024

    Close Date

    Completed

  3. May 21, 2024

    Allotment Date

    Completed

  4. May 23, 2024

    Listing Date

    Completed

Price Summary

Last closing
315.00 (15.81%)
52 week high
381.40
52 week low
293.70
Last update

Go Digit General Insurance Limited IPO Essentials

Go Digit General Insurance Limited IPO Details

Go Digit General Insurance Limited IPO is priced at ₹258-272 per share with a total issue size of 2614.65 crore. The IPO has a lot size of 55 shares and is listed on BSE and NSE.

Issue price
₹258-272 per equity share
Lot size
55 shares
Face value
₹10 Per Equity Share
Issue size
Total ₹2,614.65 Cr :
#Fresh Issue : 41,360,294 shares(aggregating up to ₹1,125.00 Cr) +
#OFS : 54,766,392 shares of ₹10(aggregating up to ₹1,489.65 Cr)
Total issue size
9,61,26,686 shares
(aggregating up to ₹2614.65 crore)
Fresh issue
4,13,60,294 shares
(aggregating up to ₹1125 crore)
Offer for sale (OFS)
5,47,66,392 shares
(aggregating up to ₹1489.65 crore)
Listing at
BSE, NSE
List price
286.0(NSE)
Listing date
Registrar
Link Intime India Private Ltd
Lead manager
ICICI Securities Limited, Morgan Stanley India Company Pvt Ltd, Axis Capital Limited, Edelweiss Financial Services Ltd, Hdfc Bank Limited, Iifl Securities Ltd

Market Lot Size

Investors can bid for a minimum of 55 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Retail Investors and HNI in terms of shares and amount.

Application Lots Shares Amount
Retail (min) 1 55 ₹14,960
Retail(max) 13 715 ₹1,94,480

Go Digit General Insurance Limited IPO Documents

Go Digit General Insurance Limited IPO Reservation

Go Digit General Insurance Limited IPO reservation details show category-wise allocation of shares. Out of the total 96,126,686 shares, approximately 30% are reserved for QIB, 15% for NII, 10% for retail investors, and 45% for anchor investors.

Investor Category Shares Offered Maximum Allottees
Anchor Investor Shares Offered 43,257,009 (45%)
QIB Shares Offered 28,838,007 (30%)
NII (HNI) Shares Offered 14,419,002 (15%)
bHNI > ₹10L 9,612,668 (10%) 12,483
sHNI < ₹10L 4,806,334 (5%) 6,241
Retail Shares Offered 9,612,668 (10%) 174,775
Total Shares Offered 96,126,686 (100%)

Go Digit General Insurance Limited IPO Analytics

Go Digit General Insurance Limited IPO category-wise subscription trends show day-wise participation across QIB, NII, and retail investors.

Go Digit General Insurance Limited IPO Subscription Status

Go Digit General Insurance Limited IPO subscription status shows demand across retail, NII, and QIB categories, helping investors understand overall participation trends.

The IPO subscription status indicates investor demand across categories.

As on QIB
NII
bHNI
sHNI
Retail Total
Shares Offered / Reserved 28,838,007
14,419,002
9,612,668
4,806,334
9,612,668 52,869,677
Day 1 15-05-24 05:00 PM
0.00 x
0.35x
0.31x
0.42x
1.49 x 0.37 x
Day 2 16-05-24 05:00 PM
0.24 x
0.73x
0.64x
0.90x
2.54 x 0.79 x
Day 3 17-05-24 05:00 PM
12.56 x
7.23x
8.28x
5.14x
4.26 x 9.60 x
Total No. of Applications
bHNI sHNI Retail
5,84,799 (Approx) —x —x 3.35x

Go Digit General Insurance Limited Valuations

Earnings

EPS Pre IPO
₹0.41/-
EPS Post IPO
₹1.88/-
P/E Pre IPO
670.31
P/E Post IPO
145.03

Returns

RoNW
5.25%

Fundamentals

Price / Book
9.67

Data sourced from DRHP / RHP • For educational purposes only

Go Digit General Insurance Limited Financials( In Crs.)

31-Dec-23 31-Mar-23 31-Mar-22 31-Mar-21
Assets 3,619.95 3,346.75 2,919.01 1,874.80
Revenue 130.83 39.19 -293.64 -118.55
Profit After Tax 129.02 35.54 -295.85 -122.76
Net Worth 2,459.34 2,325.47 1,866.87 1,134.57
Reserves & Surplus 2,391.97 2,383.61 1,975.07 973.14
Total Borrowing 200.00 N/A N/A N/A

Go Digit General Insurance Limited Company & Offer Insights

About Go Digit General Insurance Limited

Go Digit General Insurance Limited is an insurance provider offering motor insurance, health insurance, travel insurance, property insurance, marine insurance, liability insurance and other insurance products, which customers can customize to meet their needs.

The company has currently launched a total of 74 active products across all its business lines.

As of December 31, 2023, the company had about 61,972 partners, including 58,532 POSPs and other agents.

As of December 31, 2023, the company had a distribution centers in 24 states and union territories in India.

As of Dec 31, 2023, company had 473 active bots to automate tasks for functions and partners.

As of December 31, 2023, the company currently operates 75 offices throughout India.

Go Digit General Insurance Limited Promoter(s)

Kamesh Goyal, GoDigit Infoworks Services Private Limited, Oben Ventures LLP And FAL Corporation are the company's promoters of Go Digit General Insurance Limited.

Go Digit General Insurance Limited IPO Issue Objectives

To undertake its existing business activities
To undertake the activities proposed to be funded from the Net Proceeds. Further, the Company expects to receive the benefits of listing the Equity Shares on the Stock Exchanges, which, we believe, will result in the enhancement of the visibility and its brand image among its existing and potential customers.

Go Digit General Insurance Limited IPO - Anchor Investors

Go Digit raises Rs 1,176 crore from anchor investors.

Go Digit has raised about Rs 1,176 crore in its follow-on public offering from 56 anchor investors including Fidelity, Abu Dhabi Investment Authority (ADIA) and hedge fund Bay Pond Partners.

This included the American multinational Fidelity Investments-backed fund which got the highest allocation of 7.95 percent, followed by Goldman Sachs Funds (5.31 percent), ADIA (5.31 percent), Custody Bank of Japan (4.25 percent) and Bay Pond Partners (4.11 percent).

Go Digit General Insurance Limited IPO - Peers Comparison

Company Name EPS (Basic) EPS (Diluted) NAV (per share) (Rs) P/E (x) RoNW (%) P/BV Ratio Financial statements
Go Digit General Insurance Limited 0.41 0.4 26.61 N/A N/A N/A Standalone
The New India Assurance Company Ltd 6.36 6.36 125.64 38.47 5.13 1.95 Consolidated
Star Health And Allied Insurance Company Limited 10.7 10.41 93.35 53.79 11.39 6 Consolidated
Icici Lombard General Insurance Company Ltd 35.21 35.16 211.6 48.14 16.64 8 Consolidated

Notes:

  1. The P/E Ratio for listed peers is calculated as closing share price (April 26, 2024, - BSE) divided by the Diluted EPS for the year ended March 31, 2023.
  2. Return on Net Worth (%) = Net profit after tax / Average shareholders' equity (including minority interest) as restated at year/period end.
  3. NAV is computed as the closing net worth (excluding minority interest) divided by the closing outstanding number of equity shares.
  4. Net worth means the aggregate value of the paid-up share capital of the Company and all reserves created out of profits and securities premium account and debit or credit balance of profit and loss account, after deducting the aggregate value of the accumulated losses, miscellaneous expenditure not written off, as per the restated balance sheet.

Go Digit General Insurance Limited IPO - Strengths and Risks

Go Digit General Insurance Limited IPO strengths and risks highlight key business factors, financial position, and market sentiment that may impact investor interest.

Strengths

Go Digit offers customizable products, achieving high net promoter scores of 73.3% for non-claims and 93.1% for motor claims.
The company tailors customer journeys and provides access to tools, training, and self-service options, managing more than 600 POSPs per relationship manager.
Leveraging extensive data and AI, Go Digit accurately assesses risk, automates underwriting, and identifies profitable business, enhancing strategic decision-making.
With 473 active AI-driven microsystems, Go Digit streamlines processes, offers paperless solutions, and introduces innovative products, maintaining an agile, customer-centric approach.

Risks

Go Digit General Insurance faces profitability challenges due to historical losses, uncertain future prospects, and potential difficulty in evaluating business performance.
The company's operating results are volatile, with fluctuating profit/loss figures and low operating profit ratios, indicating operational instability and potential financial strain.
Inadequate loss reserves estimation poses a significant risk, potentially leading to increased liabilities, pricing adjustments, and adverse effects on financial condition.
Exposure to catastrophic events, including natural disasters and terrorism, may result in substantial claims, investment losses, and operational disruptions, impacting financial stability adversely.

Contact Information

Contact Details

Go Digit General Insurance Limited

+91 20 67495400

cs@godigit.com

https://www.godigit.com/

1 to 6 Floor, Ananta One, Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579 Shivajinagar, Pune 411005

Registrar Contact Details

Frequently Asked Questions

Click any question to reveal the answer

Go Digit General Insurance Limited IPO is a book-built IPO worth ₹2614.65 crore. The price band is ₹258–₹272 per share. The IPO opens on May 15, 2024 and closes on May 17, 2024. It will be listed on BSE and NSE. Link Intime India Private Ltd is the registrar.

The price band of Go Digit General Insurance Limited IPO is ₹258 to ₹272 per share.

The lot size of Go Digit General Insurance Limited IPO is 55 shares.

The minimum investment for Go Digit General Insurance Limited IPO is approximately ₹14,960 based on the upper price band .

Go Digit General Insurance Limited IPO opens on May 15, 2024 and closes on May 17, 2024.

The allotment date of Go Digit General Insurance Limited IPO is May 21, 2024.

Go Digit General Insurance Limited IPO is expected to be listed on May 23, 2024, on BSE and NSE .

Go Digit General Insurance Limited IPO listed on May 23, 2024. It was issued at ₹286.0(NSE) and is currently around ₹315.00 as on 14-May-2026 3:30 PM, which is approximately 15.8% versus issue price. The 52-week high is ₹381.40.

Based on listing and post-listing performance, Go Digit General Insurance Limited IPO delivered around 15.8% over issue price. Whether it was worth applying depends on your risk profile, allocation, and holding horizon.

To buy Go Digit General Insurance Limited IPO shares after listing, log in to your broker app (such as Zerodha, Angel One, Groww, Upstox, ICICI Direct), search the stock symbol, place a delivery/CNC order, and confirm quantity and price.

Go Digit General Insurance Limited IPO valuation snapshot: P/E 145.03, EPS ₹1.88/-, P/B 9.67, RoNW 5.25%, and market cap N/A.

To apply for Go Digit General Insurance Limited IPO, open the IPO Ji app or website, select the IPO, choose your demat account, enter the quantity, and submit the application.

You can check the live subscription status of Go Digit General Insurance Limited IPO on IPO Ji or stock exchange websites. It shows real-time demand across retail, NII, and QIB categories.

Pre-apply allows investors to submit their IPO application before the bidding period starts. The order is placed automatically when the IPO opens.

If you pre-apply for Go Digit General Insurance Limited IPO, your order will be placed when the IPO bidding starts, and a UPI mandate request will be generated.

You can check Go Digit General Insurance Limited IPO allotment status on the registrar or stock exchange websites using your PAN or application number after allotment. You can also check the Go Digit General Insurance Limited IPO allotment status on IPO Ji for quick and easy access.