Laxmi India Finance Limited IPO

Mainboard

Non Banking Financial Company (NBFC)

Listed On: Aug 5, 2025 at ₹ 137.52(NSE)

₹ 14852 /94 Shares

Check Allotment

29 Jul, 2025

Open Date

31 Jul, 2025

Close Date

01 Aug, 2025

Allotment Date

05 Aug, 2025

Listing Date

Price Summary

Last Closing

147.25 (-6.8%)

52 Week High

180.90

52 Week Low

116.05

Last Update

3-Nov-2025 3:30 PM

Laxmi India Finance IPO Issue Details

Issue Price ₹150-158 per equity share
Face Value ₹5 Per Equity Share
Total Issue Size 1,60,92,195 shares(aggregating up to ₹254.26 crore)
Fresh Share 1,04,53,575 shares(aggregating up to ₹165.17 crore)
Offer For Sale 56,38,620 shares(aggregating up to ₹89.09 crore)
Listing at BSE, NSE
List Price 137.52(NSE)
Listing Date 2025-08-05
Lead Manager PL Capital Markets Private Limited
Registrar MUFG Intime India Private Limited (Link Intime)

Market Lot Size

Investors can bid for a minimum of 94 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Retail Investors and HNI in terms of shares and amount.

Application	Lots	Shares	Amount
Retail (min)	1	94	₹14,852
Retail(max)	13	1,222	₹1,93,076
SHNI(min)	14	1,316	₹2,07,928
SHNI(max)	67	6,298	₹9,95,084
BHNI(min)	68	6,392	₹10,09,936

Laxmi India Finance IPO Reservation

Laxmi India Finance IPO offers total 1,60,92,193 shares. Out of which 31,86,253 (19.8%) allocated to QIB, 23,89,690 (14.85%) allocated to NII,55,75,943 (34.65%) allocated to RII, 1,60,928 (1%) allocated to employees and 47,79,379 (29.7%) allocated to Anchor investors.

Investor Category	Shares Offered	Maximum Allottees
Anchor Investor Shares Offered	47,79,379 (29.7%)
QIB Shares Offered	31,86,253 (19.8%)
NII (HNI) Shares Offered	23,89,690 (14.85%)
bNII < ₹10L	15,93,127 (9.9%)
sNII < ₹10L	7,96,563 (4.95%)
Retail Shares Offered	55,75,943 (34.65%)
Employee Shares Offered	1,60,928 (1%)
Total Shares Offered	1,60,92,193 (100%)

Laxmi India Finance IPO Documents

DRHP

RHP

ANCHOR

Laxmi India Finance IPO Details

Laxmi India Finance IPO is a book-built issue of ₹254.26 crores, The total issue size is ₹254.26 crores. The IPO of Laxmi India Finance is priced at ₹150-158 per equity share, which has a face value of ₹5 Per Equity Share each, IPO bidding starts from Jul 29, 2025 and ends on Jul 31, 2025. The allotment for Laxmi India Finance IPO will be finalized on Aug 1, 2025. Laxmi India Finance IPO will be listed on BSE, NSE, with a tentative listing date fixed as Aug 5, 2025. The company shall list its equity shares on the BSE, NSE. MUFG Intime India Private Limited (Link Intime) is the registrar of the issue.

Retail investors can bid for a minimum of 94 shares, extendable to 14,852. S-HNIs will be able to bid for 1,316 shares at ₹2,07,928, while B-HNIs can also apply for a bid of 6,392 shares at ₹10,09,936. The book-running lead manager for the IPO is/are PL Capital Markets Private Limited.

The total issue ₹254.26 crore, comprising a fresh issue of 1,04,53,575 shares ₹165.17 crore and having Offer for Sale (OFS) of 56,38,620 shares to mop up ₹89.09 crore.

The Laxmi India Finance IPO sets its price band at 150-158 for each share. A single application for Laxmi India Finance Limited IPO must contain at least 94 shares. Sentiment investors need to invest a minimum of 94 through their retail account. For investors to prevent oversubscription issues, they should submit bids at the cutoff price, which estimates about ₹14,852 In order to participate in the sNII, investors must purchase at least 14 lots of 1,316 shares for ₹2,07,928, while the bNII requires 68 lots of 6,392 shares for an investment of ₹10,09,936.

As on	QIB	NII bNII sNII	Retail	Total
Shares Offered / Reserved	31,86,253	23,89,690 15,93,127 7,96,563	55,75,943	1,13,12,814
Day 1 29-07-25 05:00 PM	0.10 x	0.19 0.10 x 0.38 x	0.60 x	0.37 x
Day 2 30-07-25 05:00 PM	0.45 x	0.52 0.38 x 0.80 x	1.28 x	0.88 x
Day 3 31-07-25 05:00 PM	1.30 x	1.83 1.82 x 1.87 x	2.19 x	1.85 x

Total No of Applications

1,15,060

Laxmi India Finance Valuations

EPS Pre IPO ₹8.61/-

EPS Post IPO ₹6.89/-

P/E Pre IPO 18.35

P/E Post IPO 22.94

Debt/Equity 4.42

RoNW 13.95%

PAT Margin 14.48%

Price to Book Value 2.57

Laxmi India Finance Company Financials

In Crs.

In Cr.

	31-Mar-25	31-Mar-24	31-Mar-23
Assets	1,412.52	984.85	778.71
Revenue	248.04	175.02	130.67
Profit After Tax	36.01	22.47	15.97
Net Worth	257.47	201.22	152.33
Reserves & Surplus	236.99	181.87	134.23
Total Borrowing	1,137.06	766.68	615.49

About Laxmi India Finance Company

Incorporated in 1996, Laxmi India Finance Limited is a Non Banking Financial Company business.

The company provides MSME loans, vehicle loans, construction loans, and other lending products, financing small businesses and entrepreneurs, with more than 80% of MSME loans being classified as Priority Sector Lending.

Up to June 30, 2024, the company has 26,065 customers, comprising 15,732 active MSME and 6,146 active vehicle loan customers, representing a 78.92% increase from 14,568 customers as of March 31, 2022.

Laxmi India Finance - Promoter(s)

Deepak Baid, Prem Devi Baid, Aneesha Baid, Hirak vinimay Private Limited, Deepak Hitech Motors Private Limited, Prem dealers Private Limited and Vivan Baid Family Trust

Pre Issue Share Holding : 89.05%

Post Issue Share Holding : N/A%

Laxmi India Finance IPO - Issue Objectives

Augmentation of our capital base to meet our future capital requirements towards onward lending

Laxmi India Finance IPO - Anchor Investors

Laxmi India Finance raises Rs 75.5 crore through anchor book.
Sanshi Fund was the largest among 11 anchor investors, investing Rs 20 crore. Institutional investors such as Saint Capital Fund, BNP Paribas Financial Markets, MINT Focused Growth Fund, India Max Investment Fund, and Meru Investment Fund also invested in the firm.

Strength

MSME loans contributed 76.34% of AUM, serving 18,596 secured customers efficiently.

Average MSME loan size ranges from ₹0.05 to ₹2.5 million, reducing risk.

Operating 158 branches, expanded by 23 in FY25 to widen market reach.

Strong hub-and-branch model increases efficiency, reduces cost, and improves customer service access.

Weakness

₹11,370.64 million borrowings exposes the company to interest rate and covenant risks.

80.96% revenue from MSMEs; sector issues could seriously affect business results.

Funding disruptions may impact liquidity, cash flow, and financial health significantly.

Contact Details

Laxmi India Finance

2 DFL, Gopinath Marg, MI Road, Jaipur, Rajasthan, 302001

+91 9773376198

investors@lifc.in

http://www.lifc.co.in/

Registrar Contact Details

Link Intime India Private Ltd

+91-22-4918 6270

laxmifinance.ipo@linkintime.co.in

https://linkintime.co.in/initial_offer/public-issues.html

Laxmi India Finance IPO - FAQs

Ans. Laxmi India Finance Limited IPO is a Mainboard IPO. The issue is priced at ₹150-158 per equity share. The minimum order quantity is 94 Shares. The IPO opens on Jul 29, 2025, and closes on Jul 31, 2025. MUFG Intime India Private Limited (Link Intime) is the registrar for the IPO. The shares are proposed to be listed on BSE, NSE.

Ans. The Laxmi India Finance Limited IPO opens on Jul 29, 2025 and closes on Jul 31, 2025.

Ans. You can track the real-time subscription numbers using the links below:

Ans. The size of Laxmi India Finance Limited IPO is Total 254.26 Cr : #Fresh Issue : 1,04,53,575 shares(aggregating up to ₹165.17 Cr) + #OFS : 56,38,620 shares of ₹5(aggregating up to ₹89.09 Cr).

Ans. The Laxmi India Finance Limited IPO price band is set between ₹150-158 per equity share.

Ans. To apply for Laxmi India Finance Limited IPO, follow the steps given below:

- Open the IPO Ji App or Website
- Find Laxmi India Finance Limited IPO in the List of IPOs
- Press Apply Button
- Select Your Demat Account
- Select Your Shares Quantity and Submit
- Track Your IPO Status

Ans. The share allotment date of Laxmi India Finance Limited IPO is Aug 1, 2025.

Ans. The Laxmi India Finance Limited IPO will be listed on Aug 5, 2025.

Ans. Follow the steps to check the Laxmi India Finance Limited IPO allotment status online.