Laxmi India Finance IPO

Laxmi India Finance IPO is listed on BSE and NSE, priced at ₹150–₹158 per share. The stock debuted at ₹137.52. The IPO had a lot size of ₹94 shares and a minimum investment of ₹14,852.

Laxmi India Finance Limited IPO

Mainboard Listed
₹14,852 (94 Shares)
Minimum Investment
Check Allotment
IPO Dates
Jul 29, 2025 – Jul 31, 2025
Price band
₹150-158 per equity share
Minimum Investment
₹14,852
Issue size
₹254.26 Cr
Lot size
94
Allotment Date
Aug 1, 2025
Listing
Aug 5, 2025
Listing At
BSE, NSE

IPO timeline

  1. Jul 29, 2025

    Open Date

    Completed

  2. Jul 31, 2025

    Close Date

    Completed

  3. Aug 1, 2025

    Allotment Date

    Completed

  4. Aug 5, 2025

    Listing Date

    Completed

Price Summary

Last closing
107.47 (-31.98%)
52 week high
180.90
52 week low
71.06
Last update

Laxmi India Finance IPO Essentials

Laxmi India Finance IPO Details

Laxmi India Finance IPO is priced at ₹150-158 per share with a total issue size of 254.26 crore. The IPO has a lot size of 94 shares and is listed on BSE and NSE.

Issue price
₹150-158 per equity share
Lot size
94 shares
Face value
₹5 Per Equity Share
Issue size
Total 254.26 Cr :
#Fresh Issue : 1,04,53,575 shares(aggregating up to ₹165.17 Cr) +
#OFS : 56,38,620 shares of ₹5(aggregating up to ₹89.09 Cr)
Total issue size
1,60,92,195 shares
(aggregating up to ₹254.26 crore)
Fresh issue
1,04,53,575 shares
(aggregating up to ₹165.17 crore)
Offer for sale (OFS)
56,38,620 shares
(aggregating up to ₹89.09 crore)
Listing at
BSE, NSE
List price
137.52(NSE)
Listing date
Registrar
MUFG Intime India Private Limited (Link Intime)
Lead manager
PL Capital Markets Private Limited

Market Lot Size

Investors can bid for a minimum of 94 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Retail Investors and HNI in terms of shares and amount.

Application Lots Shares Amount
Retail (min) 1 94 ₹14,852
Retail(max) 13 1,222 ₹1,93,076
sHNI(min) 14 1,316 ₹2,07,928
sHNI(max) 67 6,298 ₹9,95,084
sHNI(min) 68 6,392 ₹10,09,936

Laxmi India Finance IPO Documents

Laxmi India Finance IPO Reservation

Laxmi India Finance IPO reservation details show category-wise allocation of shares. Out of the total 1,60,92,193 shares, approximately 19.8% are reserved for QIB, 14.85% for NII, 34.65% for retail investors, 1% for employees, and 29.7% for anchor investors.

Investor Category Shares Offered Maximum Allottees
Anchor Investor Shares Offered 47,79,379 (29.7%)
QIB Shares Offered 31,86,253 (19.8%)
NII (HNI) Shares Offered 23,89,690 (14.85%)
bHNI > ₹10L 15,93,127 (9.9%) 1,210
sHNI < ₹10L 7,96,563 (4.95%) 605
Retail Shares Offered 55,75,943 (34.65%) 59,318
Employee Shares Offered 1,60,928 (1%)
Total Shares Offered 1,60,92,193 (100%)

Laxmi India Finance IPO Analytics

Laxmi India Finance IPO category-wise subscription trends show day-wise participation across QIB, NII, and retail investors.

Laxmi India Finance IPO Subscription Status

Laxmi India Finance IPO subscription status shows demand across retail, NII, and QIB categories, helping investors understand overall participation trends.

The IPO subscription status indicates investor demand across categories.

As on QIB
NII
bHNI
sHNI
Retail Total
Shares Offered / Reserved 31,86,253
23,89,690
15,93,127
7,96,563
55,75,943 1,13,12,814
Day 1 29-07-25 05:00 PM
0.10 x
0.19x
0.10x
0.38x
0.60 x 0.37 x
Day 2 30-07-25 05:00 PM
0.45 x
0.52x
0.38x
0.80x
1.28 x 0.88 x
Day 3 31-07-25 05:00 PM
1.30 x
1.83x
1.82x
1.87x
2.19 x 1.85 x

Laxmi India Finance Valuations

Earnings

EPS Pre IPO
₹8.61/-
EPS Post IPO
₹6.89/-
P/E Pre IPO
18.35
P/E Post IPO
22.94

Returns

RoNW
13.95%
PAT Margin
14.48%

Fundamentals

Debt / Equity
4.42
Price / Book
2.57

Data sourced from DRHP / RHP • For educational purposes only

Laxmi India Finance Financials( In Crs.)

31-Mar-25 31-Mar-24 31-Mar-23
Assets 1,412.52 984.85 778.71
Revenue 248.04 175.02 130.67
Profit After Tax 36.01 22.47 15.97
Net Worth 257.47 201.22 152.33
Reserves & Surplus 236.99 181.87 134.23
Total Borrowing 1,137.06 766.68 615.49

Laxmi India Finance Company & Offer Insights

About Laxmi India Finance

Incorporated in 1996, Laxmi India Finance Limited is a Non Banking Financial Company business.

The company provides MSME loans, vehicle loans, construction loans, and other lending products, financing small businesses and entrepreneurs, with more than 80% of MSME loans being classified as Priority Sector Lending.

Up to June 30, 2024, the company has 26,065 customers, comprising 15,732 active MSME and 6,146 active vehicle loan customers, representing a 78.92% increase from 14,568 customers as of March 31, 2022.

Laxmi India Finance Promoter(s)

Deepak Baid, Prem Devi Baid, Aneesha Baid, Hirak vinimay Private Limited, Deepak Hitech Motors Private Limited, Prem dealers Private Limited and Vivan Baid Family Trust are the company's promoters of Laxmi India Finance .

Laxmi India Finance IPO Issue Objectives

Augmentation of our capital base to meet our future capital requirements towards onward lending

Laxmi India Finance IPO - Anchor Investors

Laxmi India Finance raises Rs 75.5 crore through anchor book.
Sanshi Fund was the largest among 11 anchor investors, investing Rs 20 crore. Institutional investors such as Saint Capital Fund, BNP Paribas Financial Markets, MINT Focused Growth Fund, India Max Investment Fund, and Meru Investment Fund also invested in the firm.

Laxmi India Finance IPO - Strengths and Risks

Laxmi India Finance IPO strengths and risks highlight key business factors, financial position, and market sentiment that may impact investor interest.

Strengths

MSME loans contributed 76.34% of AUM, serving 18,596 secured customers efficiently.
Average MSME loan size ranges from ₹0.05 to ₹2.5 million, reducing risk.
Operating 158 branches, expanded by 23 in FY25 to widen market reach.
Strong hub-and-branch model increases efficiency, reduces cost, and improves customer service access.

Risks

₹11,370.64 million borrowings exposes the company to interest rate and covenant risks.
80.96% revenue from MSMEs; sector issues could seriously affect business results.
Funding disruptions may impact liquidity, cash flow, and financial health significantly.

Contact Information

Contact Details

Laxmi India Finance

+91 9773376198

investors@lifc.in

http://www.lifc.co.in/

2 DFL, Gopinath Marg, MI Road, Jaipur, Rajasthan, 302001

Registrar Contact Details

Frequently Asked Questions

Click any question to reveal the answer

Laxmi India Finance IPO is a book-built IPO worth ₹254.26 crore. The price band is ₹150–₹158 per share. The IPO opens on Jul 29, 2025 and closes on Jul 31, 2025. It will be listed on BSE and NSE. MUFG Intime India Private Limited (Link Intime) is the registrar.

The price band of Laxmi India Finance IPO is ₹150 to ₹158 per share.

The lot size of Laxmi India Finance IPO is 94 shares.

The minimum investment for Laxmi India Finance IPO is approximately ₹14,852 based on the upper price band .

Laxmi India Finance IPO opens on Jul 29, 2025 and closes on Jul 31, 2025.

The allotment date of Laxmi India Finance IPO is Aug 1, 2025.

Laxmi India Finance IPO is expected to be listed on Aug 5, 2025, on BSE and NSE .

Laxmi India Finance IPO listed on Aug 5, 2025. It was issued at ₹137.52(NSE) and is currently around ₹107.47 as on 5-Jun-2026 3:30 PM, which is approximately -32.0% versus issue price. The 52-week high is ₹180.90.

Based on listing and post-listing performance, Laxmi India Finance IPO delivered around -32.0% over issue price. Whether it was worth applying depends on your risk profile, allocation, and holding horizon.

To buy Laxmi India Finance IPO shares after listing, log in to your broker app (such as Zerodha, Angel One, Groww, Upstox, ICICI Direct), search the stock symbol, place a delivery/CNC order, and confirm quantity and price.

Laxmi India Finance IPO valuation snapshot: P/E 22.94, EPS ₹6.89/-, P/B 2.57, RoNW 13.95%, and market cap N/A.

To apply for Laxmi India Finance IPO, open the IPO Ji app or website, select the IPO, choose your demat account, enter the quantity, and submit the application.

You can check the live subscription status of Laxmi India Finance IPO on IPO Ji or stock exchange websites. It shows real-time demand across retail, NII, and QIB categories.

Pre-apply allows investors to submit their IPO application before the bidding period starts. The order is placed automatically when the IPO opens.

If you pre-apply for Laxmi India Finance IPO, your order will be placed when the IPO bidding starts, and a UPI mandate request will be generated.

You can check Laxmi India Finance IPO allotment status on the registrar or stock exchange websites using your PAN or application number after allotment. You can also check the Laxmi India Finance IPO allotment status on IPO Ji for quick and easy access.