Northern ARC Capital IPO

Northern ARC Capital IPO is listed on BSE and NSE, priced at ₹249–₹263 per share. The stock debuted at ₹350, delivering a listing gain of 33.1%. The IPO had a lot size of ₹57 shares and a minimum investment of ₹14,991.

Northern ARC Capital Limited IPO

Mainboard Listed
₹14,991 (57 Shares)
Minimum Investment
Check Allotment
IPO Dates
Sep 16, 2024 – Sep 19, 2024
Price band
₹249-263 per equity share
Minimum Investment
₹14,991
Issue size
₹777 Cr
Lot size
57
Allotment Date
Sep 20, 2024
Listing
Sep 24, 2024
Listing At
BSE, NSE

IPO timeline

  1. Sep 16, 2024

    Open Date

    Completed

  2. Sep 19, 2024

    Close Date

    Completed

  3. Sep 20, 2024

    Allotment Date

    Completed

  4. Sep 24, 2024

    Listing Date

    Completed

Price Summary

Last closing
259.10 (-1.48%)
52 week high
290.00
52 week low
192.07
Last update

Northern ARC Capital IPO Essentials

Northern ARC Capital IPO Details

Northern ARC Capital IPO is priced at ₹249-263 per share with a total issue size of 777 crore. The IPO has a lot size of 57 shares and is listed on a BSE and NSE.

Issue price
₹249-263 per equity share
Lot size
57 shares
Face value
₹10 Per Equity Share
Issue size
Total ₹777.00 Cr :
#Fresh Issue : 19,011,407 shares(aggregating up to ₹500.00 Cr) +
#OFS : 10,532,320 shares of ₹10(aggregating up to ₹277.00 Cr)
Total issue size
2,95,43,727 shares
(aggregating up to ₹777 crore)
Fresh issue
1,90,11,407 shares
(aggregating up to ₹500 crore)
Offer for sale (OFS)
1,05,32,320 shares
(aggregating up to ₹277 crore)
Listing at
BSE, NSE
List price
350.0(NSE)
Listing date
Registrar
Kfin Technologies Limited
Lead manager
ICICI Securities Limited, Axis Bank Limited, Citigroup Global Markets India Private Limited

Market Lot Size

Investors can bid for a minimum of 57 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Retail Investors and HNI in terms of shares and amount.

Application Lots Shares Amount
Retail (min) 1 57 ₹14,991
Retail(max) 13 741 ₹1,94,883

Northern ARC Capital IPO Documents

Northern ARC Capital IPO Reservation

Northern ARC Capital IPO reservation details show category-wise allocation of shares. Out of the total 2,90,06,785 shares, approximately 20% are reserved for QIB, 15% for NII, 35% for retail investors, and 30% for anchor investors.

Investor Category Shares Offered Maximum Allottees
Anchor Investor Shares Offered 87,02,031 (30%)
QIB Shares Offered 58,01,354 (20%)
NII (HNI) Shares Offered 43,51,016 (15%)
bHNI > ₹10L 29,00,678 (10%) 3,634
sHNI < ₹10L 14,50,338 (5%) 1,817
Retail Shares Offered 1,01,52,384 (35%) 1,78,112
Total Shares Offered 2,90,06,785 (100%)

Northern ARC Capital IPO Analytics

Northern ARC Capital IPO category-wise subscription trends show day-wise participation across QIB, NII, and retail investors.

Northern ARC Capital IPO Subscription Status

Northern ARC Capital IPO subscription status shows demand across retail, NII, and QIB categories, helping investors understand overall participation trends.

The IPO subscription status indicates investor demand across categories.

As on QIB
NII
bHNI
sHNI
Retail Total
Shares Offered / Reserved 5,801,354
4,351,016
2,900,678
1,450,338
10,152,384 20,304,754
Day 1 16-09-24 05:00 PM
0.02 x
4.47x
3.97x
5.46x
3.86 x 2.86 x
Day 2 17-09-24 05:00 PM
0.20 x
21.72x
20.41x
24.34x
10.84 x 9.99 x
Day 3 18-09-24 05:00 PM
0.31 x
50.80x
51.09x
50.22x
18.97 x 20.18 x
Day 4 19-09-24 05:00 PM
240.79 x
142.13x
154.76x
116.86x
30.47 x 110.54 x
Total No. of Applications
bHNI sHNI Retail
52,03,893 (Approx) —x —x 27.76x

Northern ARC Capital Valuations

Earnings

EPS Pre IPO
22.32
EPS Post IPO
19.69
P/E Pre IPO
11.78
P/E Post IPO
13.36

Returns

RoNW
13.32%

Fundamentals

Debt / Equity
3.90
Price / Book
1.49

Data sourced from DRHP / RHP • For educational purposes only

Northern ARC Capital Financials( In Crs.)

31-Mar-24 31-Mar-23 31-Mar-22
Assets 11,707.66 9,371.57 7,974.12
Revenue 1,906.03 1,311.2 916.55
Profit After Tax 317.69 242.21 181.94
Net Worth 2,314.35 1,955.39 1,739.04
Reserves & Surplus 2,123.37 1,784.22 1,555.3
Total Borrowing 9,047.76 7,034.57 5,982.96

Northern ARC Capital Company & Offer Insights

About Northern ARC Capital

Northern Arc Capital, founded in 1989, is a non-bank financial institution that specialises in meeting the credit needs of underserved families and enterprises by providing loan financing. They are one of the most well-known diversified NBFCs in India. Microfinance, MSME financing, auto finance, consumer finance, and affordable housing finance are some of the industries in which Northern Arc works.

Northern ARC Capital IPO Issue Objectives

The company proposes to utilize the Net Proceeds to meet future capital requirements toward onward lending.

Northern ARC Capital IPO - Anchor Investors

Northern Arc Capital gets Rs 229 cr from anchor investors.

SBI General Insurance Company, SBI Life Insurance Company, Reliance General Insurance Company, Kotak Mahindra Life Insurance Company, Goldman Sachs (Singapore) Pte, Societe Generale, and Quant Mutual Fund are among the anchor investors.

Northern ARC Capital IPO - Peers Comparison

Company Name EPS (Basic) EPS (Diluted) NAV (per share) (Rs) P/E (x) RoNW (%) P/BV Ratio Financial statements
Northern Arc Capital Limited 34.61 23.4 177.06 N/A 13.32 N/A Consolidated
Five-star Business Finance Ltd 28.64 28.39 177.68 26.76 16.09 4.29 Consolidated
SBFC Finance Limited 2.35 2.3 25.87 36.64 8.53 3.36 Consolidated
Creditaccess Grameen Ltd 90.88 90.41 1809.93 13.12 5.01 0.66 Consolidated
Fusion Micro Finance Ltd 50.3 50.11 281.93 6.21 17.74 1.11 Consolidated
Bajaj Finance Limited 236.89 235.98 1239.03 30.93 18.84 5.89 Consolidated
Cholamandalam Investment And Finance Company Ltd 41.17 41.06 233.26 36.22 17.46 6.38 Consolidated
Poonawalla Fincorp Limited 21.89 21.63 105.44 17.81 20.6 3.67 Consolidated
Mas Financial Services Ltd 15.31 15.31 108.71 18.55 14.08 2.63 Consolidated

Notes:

  1. The P/E ratio is calculated as the closing share price as of September 4, 2024, divided by the diluted EPS for the year ended March 31, 2024.
  2. Diluted EPS refers to the diluted EPS sourced from the financial statements of the respective peer group companies for the Financial Year ended March 31, 2024.
  3. NAV per Equity Share represents total equity attributable to the equity shareholders as of the end of the Financial Year ended March 31, 2024, divided by the number of Equity Shares (i.e., equity shares and instruments entirely equity in nature) outstanding at the end of the year.
  4. RoNW is computed as consolidated profit after tax for the year as a percentage of the closing Net Worth of the Financial Year ended March 31, 2024.

Northern ARC Capital IPO - Strengths and Risks

Northern ARC Capital IPO strengths and risks highlight key business factors, financial position, and market sentiment that may impact investor interest.

Strengths

The NBFC has a growing and diverse pool of Originator Partners and Investment Partners from a variety of industries.
Their Nimbus technology system, which they developed themselves, enables them to expand their commercial options while also improving productivity.
Geographically, in terms of offers, products, and borrower groups, they are quite diverse.
Over the decades that they have been in business, they have refined and enhanced their risk management method.

Risks

Any disruptions in the NBFC's funding sources will have a significant impact on the company's operations.
Northern Arc is exposed to highly high-risk borrowers, and any large-scale defaults in this sector will have a negative impact on the company's financials and operations.
n India, the microfinance industry is highly regulated, and any bad changes in this sector would have an impact on the business.

Contact Information

Contact Details

Northern ARC Capital

+91 44 6668 7000

investors@northernarc.com

http://www.northernarc.com/

No. 1, Kanagam Village 10th Floor, 10th Floor, IITM Research Park Taramani, Chennai - 600 113

Registrar Contact Details

Kfin Technologies Limited

04067162222, 04079611000

nacl.ipo@kfintech.com

https://kosmic.kfintech.com/ipostatus/

Frequently Asked Questions

Click any question to reveal the answer

Northern ARC Capital IPO is a book-built IPO worth ₹777 crore. The price band is ₹249–₹263 per share. The IPO opens on Sep 16, 2024 and closes on Sep 19, 2024. It will be listed on BSE and NSE. Kfin Technologies Limited is the registrar.

The price band of Northern ARC Capital IPO is ₹249 to ₹263 per share.

The lot size of Northern ARC Capital IPO is 57 shares.

The minimum investment for Northern ARC Capital IPO is approximately ₹14,991 based on the upper price band .

Northern ARC Capital IPO opens on Sep 16, 2024 and closes on Sep 19, 2024.

The allotment date of Northern ARC Capital IPO is Sep 20, 2024.

Northern ARC Capital IPO is expected to be listed on Sep 24, 2024, on BSE and NSE .

Northern ARC Capital IPO listed on Sep 24, 2024. It was issued at ₹350.0(NSE) and is currently around ₹259.10 as on 30-Apr-2026 3:30 PM, which is approximately -1.5% versus issue price. The 52-week high is ₹290.00.

Based on listing and post-listing performance, Northern ARC Capital IPO delivered around -1.5% over issue price. Whether it was worth applying depends on your risk profile, allocation, and holding horizon.

To buy Northern ARC Capital IPO shares after listing, log in to your broker app (such as Zerodha, Angel One, Groww, Upstox, ICICI Direct), search the stock symbol, place a delivery/CNC order, and confirm quantity and price.

Northern ARC Capital IPO valuation snapshot: P/E 13.36, EPS 19.69, P/B 1.49, RoNW 13.32%, and market cap N/A.

To apply for Northern ARC Capital IPO, open the IPO Ji app or website, select the IPO, choose your demat account, enter the quantity, and submit the application.

You can check the live subscription status of Northern ARC Capital IPO on IPO Ji or stock exchange websites. It shows real-time demand across retail, NII, and QIB categories.

Pre-apply allows investors to submit their IPO application before the bidding period starts. The order is placed automatically when the IPO opens.

If you pre-apply for Northern ARC Capital IPO, your order will be placed when the IPO bidding starts, and a UPI mandate request will be generated.

You can check Northern ARC Capital IPO allotment status on the registrar or stock exchange websites using your PAN or application number after allotment. You can also check the Northern ARC Capital IPO allotment status on IPO Ji for quick and easy access.