Pine Labs IPO

Pine Labs IPO is listed on BSE and NSE, priced at ₹210–₹221 per share. The stock debuted at ₹242, delivering a listing gain of 9.5%. The IPO had a lot size of ₹67 shares and a minimum investment of ₹14,807.

Pine Labs Limited IPO

Mainboard Listed
₹14,807 (67 Shares)
Minimum Investment
Check Allotment
IPO Dates
Nov 7, 2025 – Nov 11, 2025
Price band
₹210-221 per equity share
Minimum Investment
₹14,807
Issue size
₹3899.91 Cr
Lot size
67
Allotment Date
Nov 12, 2025
Listing
Nov 14, 2025
Listing At
BSE, NSE

IPO timeline

  1. Nov 7, 2025

    Open Date

    Completed

  2. Nov 11, 2025

    Close Date

    Completed

  3. Nov 12, 2025

    Allotment Date

    Completed

  4. Nov 14, 2025

    Listing Date

    Completed

Price Summary

Last closing
157.10 (-28.91%)
52 week high
284.00
52 week low
151.12
Last update

Pine Labs IPO Subscription Details

View Subscription Details
QIB 3.97x
Retail 1.26x
NIIs 0.30x
bHNI 0.25x
sHNI 0.42x
Retail 1.26x
EMP 7.78x
Total 2.48x

Pine Labs IPO subscription status shows demand across QIB, NII, and retail categories, helping investors understand participation levels.

Last updated:

Pine Labs IPO Essentials

Pine Labs IPO Details

Pine Labs IPO is priced at ₹210-221 per share with a total issue size of 3899.91 crore. The IPO has a lot size of 67 shares and is listed on BSE and NSE.

Issue price
₹210-221 per equity share
Lot size
67 shares
Face value
₹1 Per Equity Share
Issue size
Total 3,899.91 Cr :
#Fresh Issue : 9,41,17,647 shares(aggregating up to ₹2,080.00 Cr) +
#OFS : 8,23,48,779 shares of ₹1(aggregating up to ₹1,819.91 Cr)
Total issue size
17,64,66,426 shares
(aggregating up to ₹3899.91 crore)
Fresh issue
9,41,17,647 shares
(aggregating up to ₹2080 crore)
Offer for sale (OFS)
8,23,48,779 shares
(aggregating up to ₹1819.91 crore)
Listing at
BSE, NSE
List price
242.0(NSE)
Listing date
Registrar
Kfin Technologies Ltd
Lead manager
Axis Capital Ltd, Morgan Stanley India Co.Pvt.Ltd., Citigroup Global Markets India Pvt.Ltd., JP Morgan India Pvt.Ltd, Jefferies India Pvt.Ltd.

Market Lot Size

Investors can bid for a minimum of 67 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Retail Investors and HNI in terms of shares and amount.

Application Lots Shares Amount
Retail (min) 1 67 ₹14,807
Retail(max) 13 871 ₹1,92,491
sHNI(min) 14 938 ₹2,07,298
sHNI(max) 67 4,489 ₹9,92,069
sHNI(min) 68 4,556 ₹10,06,876

Pine Labs IPO Documents

Pine Labs IPO Reservation

Pine Labs IPO reservation details show category-wise allocation of shares. Out of the total 176466427 shares, approximately 29.98% are reserved for QIB, 14.99% for NII, 9.99% for retail investors, 0.07% for employees, and 44.97% for anchor investors.

Investor Category Shares Offered Maximum Allottees
Anchor Investor Shares Offered 79358986 (44.97%)
QIB Shares Offered 52897083 (29.98%)
NII (HNI) Shares Offered 26451214 (14.99%)
bHNI > ₹10L 17634143 (10%) 18800
sHNI < ₹10L 8817071 (NA%) 9400
Retail Shares Offered 17634143 (9.99%) 263196
Employee Shares Offered 125000 (0.07%)
Total Shares Offered 176466427 (100%)

Pine Labs IPO Analytics

Pine Labs IPO category-wise subscription trends show day-wise participation across QIB, NII, and retail investors.

Pine Labs IPO Subscription Status

Pine Labs IPO subscription status shows demand across retail, NII, and QIB categories, helping investors understand overall participation trends.

The IPO is currently subscribed 2.48x, indicating moderate demand across investor categories.

As on QIB
NII
bHNI
sHNI
Retail Total
Shares Offered / Reserved 5,28,97,083
2,64,51,214
1,76,34,143
88,17,071
1,76,34,143 9,71,07,440
Day 1 07-11-25 05:00 PM
0.02 x
0.07x
0.03x
0.14x
0.59 x 0.14 x
Day 2 10-11-25 05:00 PM
0.63 x
0.12x
0.07x
0.24x
0.91 x 0.55 x
Day 3 11-11-25 05:00 PM
3.97 x
0.30x
0.25x
0.42x
1.26 x 2.48 x
Total No. of Applications
bHNI sHNI Retail
235711 (Approx) 0.03x 0.34x 0.86x

Pine Labs Valuations

Earnings

EPS Pre IPO
₹-1.38/-

Returns

RoNW
-4.15%

Fundamentals

Market Cap
25376.65 Cr.

Data sourced from DRHP / RHP • For educational purposes only

Pine Labs Financials( In Crs.)

30-Jun-25 31-Mar-25 31-Mar-24 31-Mar-23
Assets 10,904.32 10,715.74 9,648.56 9,363.21
Revenue 653.08 2,327.09 1,824.16 1,690.44
Profit After Tax 4.79 -145.49 -341.90 -265.15
Total Borrowing 888.74 829.49 532.92 329.51

Pine Labs Company & Offer Insights

About Pine Labs

Pine Labs is a top Indian merchant commerce company offering point-of-sale (POS) solutions, payment processing, and financing for merchants. Established in 1998 with its headquarters in Noida, India, Pine Labs enables small, medium, and large businesses to pay and get paid through digital payment technologies and value-added services.

Main Products/Services:
Smart POS Devices – Accept multiple types of payments such as credit/debit cards, UPI, mobile wallets, and EMIs.
Buy Now Pay Later (BNPL) – Provides point of sale instant EMI solutions on consumer products.
Merchant Financing – Provides short-term working capital financing to merchants in association with financial institutions.
Loyalty and Gift Solutions – Allows brands to offer loyalty initiatives, electronic gift cards, and promotional campaigns.
E-commerce and Online Payment Tools – Provides APIs and payment gateway services to enable digital stores and apps.

As on Jun 30, 2025, the company had 988,304 merchants , 716 consumer brands and enterprises, and 177 financial institutions. It has processed payments for leading consumer brands like Amazon Pay, LG Electronics, Flipkart Internet Private Limited and Redington. In the financial institutions segment, its major customer base consists of HDFC Bank, Axis Bank and ICICI Bank.
Pine Labs has grown from a card-based payment solution company to a full-fledged fintech platform, leading the charge for India's transition to a cashless, digitally empowered retail economy.

Pine Labs IPO Issue Objectives

Repayment / prepayment, in full or in part, of certain borrowings availed of by our Company and certain of our Subsidiaries – ₹532.0 Cr
Investment in certain of our Subsidiaries, namely Qwikcilver Singapore, Pine Payment Solutions, Malaysia and Pine Labs UAE for expanding our presence outside India – ₹60.0 Cr
Investment in IT assets, expenditure towards cloud infrastructure, technology development initiatives and procurement of DCPs – ₹760.0 Cr
General corporate purposes and unidentified inorganic acquisitions

Pine Labs IPO - Peers Comparison

P/B Ratio P/E Ratio RoNW Revenue(in Cr.)
Pine Labs N/A N/A -4.15% 2274
One97 Communications (Paytm) N/A -110.98 -4.69% 6900
Zaggle Prepaid N/A 48.8 9.64% 1303

Pine Labs IPO - Strengths and Risks

Pine Labs IPO strengths and risks highlight key business factors, financial position, and market sentiment that may impact investor interest.

Strengths

A comprehensive fintech ecosystem that integrates sellers, consumer brands, and financial institutions to host seamless commerce transactions.
Full-Stack, Cloud-Based Platform: Scalable and secure infrastructure to support high-volume transaction processing across geographies.
Strong Partnerships: Deep relationships with leading merchants, brands, and financial institutions for repeat business and cross-platform growth.

Risks

The Company has incurred losses in recent fiscal periods, and there is no assurance of achieving or maintaining profitability in the future.Recorded negative cash flows from operations in recent years, which may continue to impact liquidity and financial flexibility.
A significant portion of revenue is derived from a limited number of key customers, making the business vulnerable to customer attrition.
Operations are subject to extensive supervision by the Reserve Bank of India (RBI) and ReBIT; any adverse observations or actions could impact operations and reputation.
Dependence on secure, uninterrupted IT systems exposes the business to potential disruptions, data breaches, or cyber threats impacting service continuity.

Contact Information

Contact Details

Pine Labs

+91 22 6986 3600

cosecy@pinelabs.com

http://www.pinelabs.com/

Unit No. 408, 4th Floor, Time Tower, MG Road, DLF QE, Gurgaon, Haryana, 122002

Registrar Contact Details

Kfin Technologies Limited

04067162222, 04079611000

einward.ris@kfintech.com

https://ipostatus.kfintech.com/

Frequently Asked Questions

Click any question to reveal the answer

Pine Labs IPO is a book-built IPO worth ₹3899.91 crore. The price band is ₹210–₹221 per share. The IPO opens on Nov 7, 2025 and closes on Nov 11, 2025. It will be listed on BSE and NSE. Kfin Technologies Ltd is the registrar.

The price band of Pine Labs IPO is ₹210 to ₹221 per share.

The lot size of Pine Labs IPO is 67 shares.

The minimum investment for Pine Labs IPO is approximately ₹14,807 based on the upper price band .

Pine Labs IPO opens on Nov 7, 2025 and closes on Nov 11, 2025.

The allotment date of Pine Labs IPO is Nov 12, 2025.

Pine Labs IPO is expected to be listed on Nov 14, 2025, on BSE and NSE .

Pine Labs IPO listed on Nov 14, 2025. It was issued at ₹242.0(NSE) and is currently around ₹157.10 as on 14-May-2026 3:30 PM, which is approximately -28.9% versus issue price. The 52-week high is ₹284.00.

Based on listing and post-listing performance, Pine Labs IPO delivered around -28.9% over issue price. Whether it was worth applying depends on your risk profile, allocation, and holding horizon.

To buy Pine Labs IPO shares after listing, log in to your broker app (such as Zerodha, Angel One, Groww, Upstox, ICICI Direct), search the stock symbol, place a delivery/CNC order, and confirm quantity and price.

Pine Labs IPO valuation snapshot: P/E N/A, EPS N/A, P/B N/A, RoNW -4.15%, and market cap 25376.65 Cr.

To apply for Pine Labs IPO, open the IPO Ji app or website, select the IPO, choose your demat account, enter the quantity, and submit the application.

You can check the live subscription status of Pine Labs IPO on IPO Ji or stock exchange websites. It shows real-time demand across retail, NII, and QIB categories.

Pre-apply allows investors to submit their IPO application before the bidding period starts. The order is placed automatically when the IPO opens.

If you pre-apply for Pine Labs IPO, your order will be placed when the IPO bidding starts, and a UPI mandate request will be generated.

You can check Pine Labs IPO allotment status on the registrar or stock exchange websites using your PAN or application number after allotment. You can also check the Pine Labs IPO allotment status on IPO Ji for quick and easy access.