Tata Capital IPO

Tata Capital IPO is listed on BSE and NSE, priced at ₹310–₹326 per share. The stock debuted at ₹330, delivering a listing gain of 1.2%. The IPO had a lot size of ₹46 shares and a minimum investment of ₹14,996.

Tata Capital Limited IPO

Mainboard Listed
₹14,996 (46 Shares)
Minimum Investment
Check Allotment
IPO Dates
Oct 6, 2025 – Oct 8, 2025
Price band
₹310-326 per equity share
Minimum Investment
₹14,996
Issue size
₹15511.87 Cr
Lot size
46
Allotment Date
Oct 9, 2025
Listing
Oct 13, 2025
Listing At
BSE, NSE

IPO timeline

  1. Oct 6, 2025

    Open Date

    Completed

  2. Oct 8, 2025

    Close Date

    Completed

  3. Oct 9, 2025

    Allotment Date

    Completed

  4. Oct 13, 2025

    Listing Date

    Completed

Price Summary

Last closing
297.50 (-8.74%)
52 week high
367.30
52 week low
297.15
Last update

Tata Capital IPO Subscription Details

View Subscription Details
QIB 3.42x
Retail 1.10x
NIIs 1.98x
bHNI 1.90x
sHNI 2.14x
Retail 1.10x
EMP 2.92x
Total 1.95x

Tata Capital IPO subscription status shows demand across QIB, NII, and retail categories, helping investors understand participation levels.

Last updated:

Tata Capital IPO Essentials

Tata Capital IPO Details

Tata Capital IPO is priced at ₹310-326 per share with a total issue size of 15511.87 crore. The IPO has a lot size of 46 shares and is listed on BSE and NSE.

Issue price
₹310-326 per equity share
Lot size
46 shares
Face value
₹10 Per Equity Share
Issue size
Total 15,511.9 Cr :
#Fresh Issue : 21,00,00,000 shares(aggregating up to ₹6846.00 Cr) +
#OFS : 26,58,24,280 shares of ₹10(aggregating up to ₹8665.87 Cr)
Total issue size
47,58,24,280 shares
(aggregating up to ₹15511.87 crore)
Fresh issue
21,00,00,000 shares
(aggregating up to ₹6846 crore)
Offer for sale (OFS)
26,58,24,280 shares
(aggregating up to ₹8665.87 crore)
Listing at
BSE, NSE
List price
330.0(NSE)
Listing date
Registrar
MUFG Intime India Pvt Ltd
Lead manager
Kotak Mahindra Capital Co. Ltd., Axis Capital Pvt. Ltd., BNP Paribas, Citigroup Global Markets India Pvt. Ltd., HDFC Bank Ltd., HSBC Securities & Capital Markets (India) Pvt. Ltd., ICICI Securities Ltd., IIFL Capital Services Ltd., JP Morgan India Pvt. Ltd., SBI Capital Markets Ltd.

Market Lot Size

Investors can bid for a minimum of 46 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Retail Investors and HNI in terms of shares and amount.

Application Lots Shares Amount
Retail (min) 1 46 ₹14,996
Retail(max) 13 598 ₹1,94,948
sHNI(min) 14 644 ₹2,09,944
sHNI(max) 66 3,036 ₹9,89,736
sHNI(min) 67 3,082 ₹10,04,732

Tata Capital IPO Documents

Tata Capital IPO Reservation

Tata Capital IPO reservation details show category-wise allocation of shares. Out of the total 47,58,24,280 shares, approximately 19.95% are reserved for QIB, 14.96% for NII, 34.91% for retail investors, 0.25% for employees, and 29.92% for anchor investors.

Investor Category Shares Offered Maximum Allottees
Anchor Investor Shares Offered 14,23,87,284 (29.92%)
QIB Shares Offered 9,49,24,856 (19.95%)
NII (HNI) Shares Offered 7,11,93,642 (14.96%)
bHNI > ₹10L 4,74,62,428 (9.97%) 73,699
sHNI < ₹10L 2,37,31,214 (4.99%) 36,850
Retail Shares Offered 16,61,18,498 (34.91%) 36,11,272
Employee Shares Offered 12,00,000 (0.25%)
Total Shares Offered 47,58,24,280 (100%)

Tata Capital IPO Analytics

Tata Capital IPO category-wise subscription trends show day-wise participation across QIB, NII, and retail investors.

Tata Capital IPO Subscription Status

Tata Capital IPO subscription status shows demand across retail, NII, and QIB categories, helping investors understand overall participation trends.

The IPO is currently subscribed 1.95x, indicating moderate demand across investor categories.

As on QIB
NII
bHNI
sHNI
Retail Total
Shares Offered / Reserved 9,49,24,856
7,11,93,642
4,74,62,428
2,37,31,214
16,61,18,498 33,34,36,996
Day 1 06-10-25 05:00 PM
0.52 x
0.29x
0.19x
0.48x
0.35 x 0.39 x
Day 2 07-10-25 05:00 PM
0.86 x
0.76x
0.61x
1.06x
0.68 x 0.75 x
Day 3 08-10-25 05:00 PM
3.42 x
1.98x
1.90x
2.14x
1.10 x 1.95 x
Total No. of Applications
bHNI sHNI Retail
2431143 (Approx) 0.3x 1.8x 0.64x

Tata Capital Valuations

Earnings

EPS Pre IPO
₹9.06/-
EPS Post IPO
₹9.81/-
P/E Pre IPO
35.99
P/E Post IPO
33.24

Returns

ROE
12.6%%
RoNW
11.2%

Fundamentals

Debt / Equity
6.60
Price / Book
4.10
Market Cap
138382.73 Cr.

Data sourced from DRHP / RHP • For educational purposes only

Tata Capital Financials( In Crs.)

30-Jun-25 31-Mar-25 31-Mar-24 31-Mar-23
Assets 252254.28 248465.01 176693.98 135626.10
Revenue 7691.65 28369.87 18198.38 13637.49
Profit After Tax 1040.93 3655.02 3326.96 2945.77
Net Worth 32761.73 32587.82 23540.19 17959.06
Reserves & Surplus 29260.88 24299.36 18121.83 11899.32
Total Borrowing 211851.60 208414.93 148185.29 113335.91

Tata Capital Company & Offer Insights

About Tata Capital

Tata Capital Limited (TCL), a company offering diversified financial services, was incorporated in 2007 and is a wholly owned subsidiary of Tata Sons Private Limited. Tata Capital, being an NBFC, provides different financial solutions to people and organizations in India.

At Tata Capital, customers can access various types of products, including personal loans, home loans, auto loans, education loans, and loans against property. It gives businesses commercial finance support by offering term loans, working capital loans, equipment financing, and lease rental discounting, which helps those in various industries grow.

In addition to loans, Tata Capital covers wealth management, including portfolio creation, advisory on investments, and bringing various financial products to customers. Equity capital markets, mergers and acquisitions advice, and structured finance are some of the services offered by the company’s investment banking unit to guide clients during complicated financial situations. The private equity arm helps to invest in companies with great chances of expanding, supporting both business and corporate growth.

The finance division for cleantech at Tata Capital focuses on sustainability and provides money and support for clean energy, efficient energy use, waste handling, and sustainability in water use.

Established in Mumbai, Maharashtra, Tata Capital runs over 723 branches from all parts of India. Based on the core values of the Tata Group, Tata Capital helps to spread financial services and further the economy in India.

As of March 31, 2025, it has a diversified portfolio of 25+ lending products, serving a wide range of customers like salaried and self-employed individuals, entrepreneurs, small business, small and medium enterprises and corporates.
As of June 30, 2025, it has a large PAN-India distribution network of 1,516 branches across 1,109 locations in 27 States and Union Territories.

Tata Capital Promoter(s)

Tata Sons Private Limited are the company's promoters of Tata Capital.

Tata Capital IPO Issue Objectives

Augmentation of our Company’s Tier –Icapital base to meet our Company’s future capital requirements including onward lending

Tata Capital IPO - Anchor Investors

Tata Capital collects Rs 4,642 crore from 135 anchor investors prior to Rs 15,500-crore IPO.

Global marquee investors such as Morgan Stanley, Goldman Sachs, Citigroup, Amansa Holdings, Nomura, Government Pension Global Fund, WCM Investment Management, NFU Mutual Global Alpha Fund, Ashoka WhiteOak, Marshall Wace, Amundi Funds, Societe Generale, and Allspring Global Investments were involved in the anchor book.

Eighteen (18) Indian mutual fund houses such as WhiteOak Capital, ICICI Prudential MF, HDFC AMC, Aditya Birla Sun Life AMC, DSP MF, Axis Mutual Fund, Nippon Life, Edelweiss, Kotak Mahindra AMC, Motilal Oswal AMC, UTI AMC, Bandhan MF, Mahindra Manulife, Baroda PNB Paribas MF, Invesco India, Mirae Asset, and PGIM India bought 5.06 crore Tata Capital shares at Rs 1,650.4 crore.

A few insurance firms also demonstrated strong interest in the Tata Capital IPO such as SBI Life Insurance, HDFC Life Insurance, ICICI Lombard General Insurance, SBI General Insurance, Bharti Axa Life Insurance, Aditya Birla Sun Life Insurance, Canara HSBC Life Insurance, Navi General Insurance, and Reliance General Insurance.

Tata Capital IPO - Peers Comparison

P/B Ratio P/E Ratio RoNW Revenue(in Cr.)
Tata Capital N/A N/A 11.2% 28312
Bajaj Finance 6.50 37.8 17.4% 69683
Shriram Finance 2.00 12.1 16.8% 41834
Cholamandalam Investment 5.70 31.5 18.0% 25845
L&T Finance 2.40 23.1 10.3% 15924
Sundaram Finance 3.90 26.9 13.8% 8485
HDB Financial 3.90 28.1 14.6% 16300

Tata Capital IPO - Strengths and Risks

Tata Capital IPO strengths and risks highlight key business factors, financial position, and market sentiment that may impact investor interest.

Strengths

Tata Capital is poised to gain from India's strong financial services growth, with retail credit set to increase at a 13-15% CAGR over Fiscal 2027.
The company can benefit from the 15-17% CAGR expansion in the NBFC space, led by increasing demand for MSME and retail loans.
With the push by government initiatives such as Udyam Assist and PM Vishwakarma encouraging access to credit, Tata Capital can leverage the growing MSME segment.
The diversified product offerings of the company's financial solutions in retail, SME, and corporate segments increase its revenue potential and market outreach.

Risks

Economic fluctuation, interest rate, and inflation exposures could affect borrowers' repayment ability and overall financial performance.
Borrower defaults and delay could enhance non-performing assets, impacting profitability and stability in operations.
Regulatory changes in financial regulations, provisioning guidelines, or compliance could affect business operations and capital adequacy.
Asset value decline could weaken loan recovery rates, triggering threats to lending operations and financial stability.

Contact Information

Contact Details

Tata Capital

+91 022 6606 900

investors@tatacapital.com

https://www.tatacapital.com/

11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013 Mumbai, Maharashtra, 400013

Registrar Contact Details

MUFG Intime India Private Limited (Link Intime)

+91-22-4918 6270

tatacapital.ipo@in.mpms.mufg.com

https://in.mpms.mufg.com/Initial_Offer/public-issues.html

Frequently Asked Questions

Click any question to reveal the answer

Tata Capital IPO is a book-built IPO worth ₹15511.87 crore. The price band is ₹310–₹326 per share. The IPO opens on Oct 6, 2025 and closes on Oct 8, 2025. It will be listed on BSE and NSE. MUFG Intime India Pvt Ltd is the registrar.

The price band of Tata Capital IPO is ₹310 to ₹326 per share.

The lot size of Tata Capital IPO is 46 shares.

The minimum investment for Tata Capital IPO is approximately ₹14,996 based on the upper price band .

Tata Capital IPO opens on Oct 6, 2025 and closes on Oct 8, 2025.

The allotment date of Tata Capital IPO is Oct 9, 2025.

Tata Capital IPO is expected to be listed on Oct 13, 2025, on BSE and NSE .

Tata Capital IPO listed on Oct 13, 2025. It was issued at ₹330.0(NSE) and is currently around ₹297.50 as on 21-May-2026 3:30 PM, which is approximately -8.7% versus issue price. The 52-week high is ₹367.30.

Based on listing and post-listing performance, Tata Capital IPO delivered around -8.7% over issue price. Whether it was worth applying depends on your risk profile, allocation, and holding horizon.

To buy Tata Capital IPO shares after listing, log in to your broker app (such as Zerodha, Angel One, Groww, Upstox, ICICI Direct), search the stock symbol, place a delivery/CNC order, and confirm quantity and price.

Tata Capital IPO valuation snapshot: P/E 33.24, EPS ₹9.81/-, P/B 4.10, RoNW 11.2%, and market cap 138382.73 Cr.

To apply for Tata Capital IPO, open the IPO Ji app or website, select the IPO, choose your demat account, enter the quantity, and submit the application.

You can check the live subscription status of Tata Capital IPO on IPO Ji or stock exchange websites. It shows real-time demand across retail, NII, and QIB categories.

Pre-apply allows investors to submit their IPO application before the bidding period starts. The order is placed automatically when the IPO opens.

If you pre-apply for Tata Capital IPO, your order will be placed when the IPO bidding starts, and a UPI mandate request will be generated.

You can check Tata Capital IPO allotment status on the registrar or stock exchange websites using your PAN or application number after allotment. You can also check the Tata Capital IPO allotment status on IPO Ji for quick and easy access.