Trust Fintech Limited IPO

Trust Fintech Limited is an NSE SME IPO listed on the NSE SME platform, priced at ₹95–₹101 per share. The stock debuted at ₹143.25, delivering a listing gain of 41.8%. The IPO had a lot size of ₹1200 shares and a minimum investment of ₹1,21,200.

Trust Fintech Limited IPO

NSE SME Listed
₹1,21,200 (1200 Shares)
Minimum Investment
Check Allotment
IPO Dates
Mar 26, 2024 – Mar 28, 2024
Price band
₹95-101 per equity share
Minimum Investment
₹1,21,200
Issue size
₹63.45 Cr
Lot size
1200
Allotment Date
Apr 2, 2024
Listing
Apr 4, 2024
Listing At
NSE SME

IPO timeline

  1. Mar 26, 2024

    Open Date

    Completed

  2. Mar 28, 2024

    Close Date

    Completed

  3. Apr 2, 2024

    Allotment Date

    Completed

  4. Apr 4, 2024

    Listing Date

    Completed

Trust Fintech Limited IPO Essentials

Trust Fintech Limited IPO Details

Trust Fintech Limited IPO is priced at ₹95-101 per share with a total issue size of 63.45 crore. The IPO has a lot size of 1200 shares and is listed on NSE SME.

Issue price
₹95-101 per equity share
Lot size
1200 shares
Face value
₹10 Per Equity Share
Issue size
6,282,000 shares(aggregating up to ₹63.45 Cr)
Total issue size
62,82,000 shares
(aggregating up to ₹63.45 crore)
Fresh issue
62,82,000 shares
(aggregating up to ₹63.45 crore)
Listing at
NSE SME
List price
143.25
Listing date
Registrar
Bigshare Services Pvt Ltd
Lead manager
Corporate Capitalventures Pvt Ltd

Market Lot Size

Investors can bid for a minimum of 1200 shares and in multiples thereof. The following table depicts the minimum and maximum investment by Retail Investors and HNI in terms of shares and amount.

Application Lots Shares Amount
Retail (min) 1 1200 ₹1,21,200
Retail(max) 1 1200 ₹1,21,200
NII (min) 2 2,400 ₹2,42,400

Trust Fintech Limited IPO Documents

Trust Fintech Limited IPO Reservation

Trust Fintech Limited IPO reservation details show category-wise allocation of shares. Out of the total 6,282,000 shares, approximately 18.99% are reserved for QIB, 14.25% for NII, 33.24% for retail investors, 5.06% for market maker, and 28.46% for anchor investors.

Investor Category Shares Offered Maximum Allottees
Anchor Investor Shares Offered 1,788,000 (28.46%)
Market Maker Shares Offered 318,000 (5.06%)
QIB Shares Offered 1,192,800 (18.99%)
NII (HNI) Shares Offered 895,200 (14.25%)
Retail Shares Offered 2,088,000 (33.24%)
Total Shares Offered 6,282,000 (100%)

Trust Fintech Limited IPO Analytics

Trust Fintech Limited IPO category-wise subscription trends show day-wise participation across QIB, NII, and retail investors.

Trust Fintech Limited IPO Subscription Status

Trust Fintech Limited IPO subscription status shows demand across retail, NII, and QIB categories, helping investors understand overall participation trends.

The IPO subscription status indicates investor demand across categories.

As on QIB / NII Retail Total
Shares Offered / Reserved 1,192,800 / 895,200 2,088,000 4,176,000
Day 1 26-03-24 06:00 PM
(0.00 / 2.74) x 5.51 x 3.34 x
Day 2 27-03-24 06:00 PM
(0.32 / 14.54) x 18.18 x 12.30 x
Day 3 28-03-24 06:00 PM
(65.38 / 244.48) x 75.10 x 108.63 x

Trust Fintech Limited Valuations

Earnings

EPS Pre IPO
₹2.29/-
EPS Post IPO
₹6.11/-
P/E Pre IPO
44.05
P/E Post IPO
16.53

Returns

ROE
23.61%
ROCE
28.54%
RoNW
27.51%
PAT Margin
38.66

Fundamentals

Price / Book
1.98

Data sourced from DRHP / RHP • For educational purposes only

Trust Fintech Limited Financials( In Lakhs)

31-Mar-23 31-Mar-22 31-Mar-21
Assets 3,118.89 1,958.72 1,590.01
Revenue 2,270.19 1,800.00 2,417.94
Profit After Tax 402.21 133.66 219.66

Trust Fintech Limited Company & Offer Insights

About Trust Fintech Limited

Trust Fintech Ltd. was incorporated in 1998. The company develops software for various core banking solutions, IT solutions, ERP implementation, customized software solutions development, SAP B1, and offshore IT services for the BFSI sector.

It offers more than 10+ products of banking solutions for commercial, cooperative banks, and financial institutions. It consists of Core Banking, Loan Origination, GST Compliance, Financial Accounting, Billing, SAP B1 services, add-on modules for statutory report generation, ATM reconciliation, anti-money laundering, agency banking, and mobile banking.

Its product portfolio mainly consists of:
Banking Software
Software as a Service
Flagship product of the company TrustBankCBS is a web-based software, which is available on-premises with infrastructure, i.e. it offers the flexibility to the customer to deploy TrustBankCBS on their own premises with customized infrastructure.

The service was provided by the company in India, Sri Lanka, Nepal, California, Gambia, Tanzania, Ghana, Liberia, Nigeria, Zimbabwe, and a few more countries.It has footprints across more than 25 countries and a global customer base of over 200 BFSI with core banking.

The firm has acquired many quality certifications, including ISO 27001:2013 and ISO 9001:2015.

Operations are carried out through offices in Nagpur, Pune, and Mumbai, and it boasts a total area of 1064.42 sq. meters with more than 250 employees.

Trust Fintech Limited Promoter(s)

Mr. Hemant Padmanabh Chafale, Mr. Sanjay Padmanabh Chafale, Mr. Heramb Ramkrishna Damle, Mr. Anand Shankar Kane and Mr. Mandar Kishor Deo. are the company's promoters of Trust Fintech Limited.

Trust Fintech Limited IPO Issue Objectives

To Setup additional Development facility, instalment of fit outs and interior design works in Nagpur, Maharashtra.
Investment in procuring hardware and upgrading IT infra
Funding of expenditure related to enhancement, maintenance and upgrading existing Product
To meet the Global & Domestic Business Development, Sales and Marketing expenses for the company
General Corporate Expenses

Trust Fintech Limited IPO - Peers Comparison

Company Name EPS (Basic) EPS (Diluted) NAV (per share) (Rs) P/E (x) RoNW (%) P/BV Ratio Financial statements
Trust Fintech Limited 14.04 14.04 51.04 N/A 27.51 N/A Standalone
Network People Services Technologies Limited 15.72 15.72 59.58 17.18 30.18 N/A Standalone
Veefin Solutions Ltd 0.17 0.17 31.11 220.95 0.79 N/A Standalone

Notes:

  1. P/E calculation based on annualised EPS reported in September 2023 financials and closing market price prevailing for Veefin Solutions Limited and Network People Services Technologies Limited on result declaration date, i.e., November 6, 2023, and October 20, 2023, respectively.
  2. There are no close peer companies of Trust Fintech Limited, as none of the listed companies in this space deal in core banking products. However, for comparison purposes, the captioned companies engaged in Fintech businesses have been included.
  3. P/E Ratio has been computed based on the closing market price of equity shares on the result declaration date divided by the Basic EPS.
  4. Return on Net Worth (RoNW) is computed as net profit after tax divided by the closing net worth, where net worth is calculated as the sum of share capital, reserves, and surplus.
  5. NAV is computed as the closing net worth divided by the closing outstanding number of equity shares.

Contact Information

Contact Details

Trust Fintech Limited

+91 - 9909647348

cs@softtrust.com

https://www.softtrust.com/

Plot No. 11/4, I.T. Park, Gayatri Nagar Parsodi, Nagpur- 440022

Registrar Contact Details

Bigshare Services Pvt Ltd

+91-22-6263 8200

ipo@bigshareonline.com

https://ipo.bigshareonline.com/ipo_status.html

Frequently Asked Questions

Click any question to reveal the answer

Trust Fintech Limited IPO is a book-built IPO worth ₹63.45 crore. The price band is ₹95–₹101 per share. The IPO opens on Mar 26, 2024 and closes on Mar 28, 2024. It will be listed on NSE SME Platform. Bigshare Services Pvt Ltd is the registrar.

The price band of Trust Fintech Limited IPO is ₹95 to ₹101 per share.

The lot size of Trust Fintech Limited IPO is 1200 shares.

The minimum investment for Trust Fintech Limited IPO is approximately ₹1,21,200 based on the upper price band .

Trust Fintech Limited IPO opens on Mar 26, 2024 and closes on Mar 28, 2024.

The allotment date of Trust Fintech Limited IPO is Apr 2, 2024.

Trust Fintech Limited IPO is expected to be listed on Apr 4, 2024, on NSE SME Platform.

Trust Fintech Limited IPO valuation snapshot: P/E 16.53, EPS ₹6.11/-, P/B 1.98, RoNW 27.51%, and market cap N/A.

To apply for Trust Fintech Limited IPO, open the IPO Ji app or website, select the IPO, choose your demat account, enter the quantity, and submit the application.

You can check the live subscription status of Trust Fintech Limited IPO on IPO Ji or stock exchange websites. It shows real-time demand across retail, NII, and QIB categories.

Pre-apply allows investors to submit their IPO application before the bidding period starts. The order is placed automatically when the IPO opens.

If you pre-apply for Trust Fintech Limited IPO, your order will be placed when the IPO bidding starts, and a UPI mandate request will be generated.

You can check Trust Fintech Limited IPO allotment status on the registrar or stock exchange websites using your PAN or application number after allotment. You can also check the Trust Fintech Limited IPO allotment status on IPO Ji for quick and easy access.